Compare Bank & Credit Union Rates
Best savings rates in Ardmore, OK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ardmore, OK
- 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: A High-Yield Checking or Cash Back Checking account is required to have a High-Yield savings account. Limit of one account per member. No monthly maintenance fee, no minimum deposit to open, and no minimum balance required to earn rewards. Qualifying for linked High-Yield or Cash Back Checking rewards requires at least 15 debit card transactions, at least 1 direct deposit or ACH payment transaction, and enrollment in e-statements during each Monthly Qualification Cycle.
Offer: Requires linked High-Yield Checking or Cash Back Checking account qualifications met during Monthly Qualification Cycle (15+ debit card transactions, 1+ direct deposit/ACH, and enrolled in e-statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.07%APY$207 a year on $10,000
Requirements
Product: Tiered rate interest-bearing account. $11 maintenance fee per statement cycle waived with a $5,000 minimum balance or $10,000 average daily balance.
Offer: $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance.
1.90% interest rate · $11 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000Your amount 2.07% $10,000 – $25,000APY stated as 2.07% to 2.07%. 2.07% $25,000 – $50,000APY stated as 2.07% to 2.07%. 2.07% $50,000 – $100,000Blended APY range is 2.07% to 2.20%. 2.17%* $100,000 – $150,000Blended APY range is 2.20% to 2.24%. 2.17%* Rate checked
More details - MTC Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.91% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest is compounded daily and paid monthly. Limited to six withdrawals per month; subject to a $10 fee per excessive withdrawal. A $10.00 monthly fee applies if balance falls below the minimum balance.
1.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $15,000Your amount 1.00% $15,000 – $50,000 1.00% $50,000 – $75,000 1.20% $75,000 – $100,000 1.45% $100,000 and up 1.91% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: $1 maintenance fee per statement cycle waived with $50 minimum balance; $2 paper statement fee waived with $5,000 minimum balance, $10,000 average daily balance, or enrollment in eStatements. 2 withdrawals allowed per month ($1 fee per subsequent withdrawal).
0.50% interest rate · $1 monthly fee · Effective Sep 24, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Communication Federal Credit UnionMoney MaxSavings · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - Communication Federal Credit UnionMoney MaxMoney Max · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opened automatically when joining Communication Federal Credit Union. Dividends are paid monthly on daily balance. No monthly withdrawal limit.
Offer: Dividends paid monthly on daily balance.
0.10% interest rate · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - Communication Federal Credit UnionLiquid Gold Money MarketSavings · $0 min · 0.10%–1.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Money market savings account for higher balances. Dividends paid monthly on daily balance. No monthly withdrawal limit.
0.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Liquid Gold Money Market Balance APY Up to $250,000Your amount 0.10% $250,000 – $500,000 1.00% $500,000 and up 1.25% Rate checked
More details - Communication Federal Credit UnionReverse-Tier Money MaxSavings · $0 min · 0.10%–2.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered money market savings account with lower tiers earning higher rates (reverse-tier). Dividends paid monthly on daily balance. No monthly withdrawal limit.
2.47% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Reverse-Tier Money Max Balance APY Up to $2,000 2.50% $2,000 – $4,000Blended APY range stated as 2.50% – 2.13%. 1.76%* $4,000 – $6,000Blended APY range stated as 2.13% – 1.75%. 1.01%* Over $6,000Your amountBlended APY range stated as 1.75% – 0.10%. 0.10%* Rate checked
More details - MTC Federal Credit UnionShare Savings AccountSavings · $50 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Initial deposit of $50 required to open and establishes MTC Federal Credit Union membership.
0.05% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 – $75,000 0.20% $75,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ardmore, OK
20 accounts at 5 banks and credit unions · checked Oct 15–22
- Typical
- 0.30%
- Top 10% from
- 2.96%
- Banks, typical
- 0.80%
- Credit unions, typical
- 0.10%
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Ardmore, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch