Credit union · NCUA insured
Western Sun Federal Credit Union Savings Rates
Western Sun Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Western Sun Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where Western Sun Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Western Sun Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $300
Kasasa Cash Saver
Top rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
Western Sun Federal Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.25%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Western Sun Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Cash Saver
Up to 3.00%APY
Linked to Kasasa Cash account. Qualifications per cycle: at least 12 debit card purchases post and settle, at least one direct deposit or ACH credit/debit, and enrolled in and agreed to receive e-statements rather than paper statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000On balances up to $100,000 when monthly qualifications are met in linked Kasasa Cash account. | 3.00% | $300 | On balances up to $100,000 when monthly qualifications are met in linked Kasasa Cash account. |
| Any balanceAll balances if monthly qualifications not met. | 0.05% | $5 | All balances if monthly qualifications not met. |
| $100,000 and upOn balances over $100,000 when monthly qualifications are met in linked Kasasa Cash account. | 0.40% | — | On balances over $100,000 when monthly qualifications are met in linked Kasasa Cash account. |
Money Market
0.75%APY
No monthly service fee with a minimum balance of at least $2,000. Up to six pre-authorized withdrawals per month (up to three by check).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.00% | — |
| $2,000 – $20,000 | 0.75% | $75 |
| $20,000 – $50,000 | 0.95% | — |
| $50,000 – $99,999 | 2.00% | — |
| $100,000 and up | 2.25% | — |
Sources (4)
All captured Sep 18, 2026
Kasasa Cash Back Saver
Up to 2.00%APY
Linked to Kasasa Cash Back account. Qualifications per cycle: at least 12 debit card purchases post and settle, at least one direct deposit or ACH credit/debit, and enrolled in and agreed to receive e-statements rather than paper statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000On balances up to $25,000 when monthly qualifications are met in linked Kasasa Cash Back account. | 2.00% | $200 | On balances up to $25,000 when monthly qualifications are met in linked Kasasa Cash Back account. |
| Any balanceAll balances if monthly qualifications not met. | 0.05% | $5 | All balances if monthly qualifications not met. |
| $25,000 and upOn balances over $25,000 when monthly qualifications are met in linked Kasasa Cash Back account. | 0.20% | — | On balances over $25,000 when monthly qualifications are met in linked Kasasa Cash Back account. |
Kasasa Saver
Up to 1.00%APY
Linked to Kasasa Cash or Kasasa Cash Back checking account. Qualifications per cycle: at least 12 debit card purchases posted and settled, at least 1 direct deposit or ACH credit/debit, and enrolled in e-statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account. | 1.00% | $100 | When monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account. |
| Any balanceEarned on entire balance if monthly qualifications are not met. | 0.05% | $5 | Earned on entire balance if monthly qualifications are not met. |
| $25,000 and upOn balances over $25,000 when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account. | 0.50% | — | On balances over $25,000 when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account. |
Savings Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.15% | — |
| $5,000 – $9,999 | 0.20% | — |
| $10,000 – $39,999 | 0.25% | $25 |
| $40,000 and up | 0.40% | — |
Sources (1)
- wsfcu.com/rates/savings · captured Oct 15, 2026
Special-purpose accounts
Youth Savings
0.25%APY
Eligible for children ages 0-12. Requires child's social security card or school ID and a parent/legal guardian over 18 on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Earns the same dividends as regular savings account. | 0.15% | — | Earns the same dividends as regular savings account. |
| $5,000 – $9,999Earns the same dividends as regular savings account. | 0.20% | — | Earns the same dividends as regular savings account. |
| $10,000 – $39,999Earns the same dividends as regular savings account. | 0.25% | $25 | Earns the same dividends as regular savings account. |
| $40,000 and upEarns the same dividends as regular savings account. | 0.40% | — | Earns the same dividends as regular savings account. |
Christmas Club Savings Account
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- wsfcu.com/rates/savings · captured Oct 15, 2026
Who can join Western Sun Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, or Wagoner counties are eligible to join.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Membership requires opening a regular savings account with a minimum balance deposit of $5.
Membership information collected October 4, 2026.