Bank · FDIC insured
First State Bank Savings Rates
First State Bank’s best savings rate is 2.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 15, 2026.
How First State Bank’s savings rates compare
Compared with banks and credit unions in Oklahoma, where First State Bank has the most branches. $10,000, best rate first.
This bank’s best
First State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $200
Kasasa Saver
Top rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 2.00%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Rewards and interest/cash back from linked checking transfer automatically to Kasasa Saver.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Earned on daily balances up to $50,000 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 direct deposit/ACH credit/payment, and enrolled in e-statements). | 2.00% | $200 | Earned on daily balances up to $50,000 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 direct deposit/ACH credit/payment, and enrolled in e-statements). |
| Any balanceApplies to entire daily balance when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are not met. | 0.05% | $5 | Applies to entire daily balance when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are not met. |
| $50,000 and upInterest rate of 0.2497% applies to the portion of daily balance over $50,000 when linked account qualifications are met, resulting in a blended APY range from 2.00% to 0.83% depending on balance. | 0.25% | — | Interest rate of 0.2497% applies to the portion of daily balance over $50,000 when linked account qualifications are met, resulting in a blended APY range from 2.00% to 0.83% depending on balance. |
Sources (2)
All captured Oct 15, 2026
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