Bank · FDIC insured
First State Bank
A $82.1M bank headquartered in Tahlequah, OK, with 2 branches in Oklahoma. Best rates: CDs 3.70% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.70%CD rates →
- Savings—2.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank
First State Bank was chartered in 1977 and is headquartered in Tahlequah, Oklahoma.
The institution is a fourth-generation bank that has been owned and operated by the Squyres-Wells family for over 35 years.
It focuses on building relationships with customers and supporting the growth of Tahlequah and its surrounding communities.
- Headquarters
- 1111 S Muskogee Ave, Tahlequah, OK 74464
- FDIC certificate
- 22448 ↗
Branches
2 branches in Oklahoma
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Oklahoma
2 branches
- First State BankMain office1111 S Muskogee Ave, Tahlequah, OK 74464Directions
- Detached Drive-In Branch1307 S Muskogee Ave, Tahlequah, OK 74464Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.37% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 2.25% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.33% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $70 | $67 | — |
- CapitalLeverage ratio10.37%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent2.25%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.33%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$70Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.