Bank · FDIC insured
1NB Savings Rates
1NB’s best savings rate is 2.07% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How 1NB’s savings rates compare
Compared with banks and credit unions near Ardmore, OK, where 1NB has the most branches. $10,000, best rate first.
This bank’s best
1NB
2.07%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $207
Money Market Account
Top rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
1NB savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0002.07%
- $100,000 balance$100,0002.17%
- QualifiedQualified2.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1NB ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.07%APY
Tiered rate interest-bearing account. $11 maintenance fee per statement cycle waived with a $5,000 minimum balance or $10,000 average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. | 2.07% | $207 | $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. |
| $10,000 – $25,000$11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. APY stated as 2.07% to 2.07%. | 2.07% | — | $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. APY stated as 2.07% to 2.07%. |
| $25,000 – $50,000$11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. APY stated as 2.07% to 2.07%. | 2.07% | — | $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. APY stated as 2.07% to 2.07%. |
| $50,000 – $100,000Blended APY range is 2.07% to 2.20%. $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. | 2.17% | — | Blended APY range is 2.07% to 2.20%. $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. |
| $100,000 – $150,000Blended APY range is 2.20% to 2.24%. $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. | 2.17% | — | Blended APY range is 2.20% to 2.24%. $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance. |
Sources (3)
All captured Oct 5, 2026
Savings Account
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$1 maintenance fee per statement cycle waived with $50 minimum balance; $2 paper statement fee waived with $5,000 minimum balance, $10,000 average daily balance, or enrollment in eStatements. 2 withdrawals allowed per month ($1 fee per subsequent withdrawal).Any balance | 0.50% | $50 | $1 maintenance fee per statement cycle waived with $50 minimum balance; $2 paper statement fee waived with $5,000 minimum balance, $10,000 average daily balance, or enrollment in eStatements. 2 withdrawals allowed per month ($1 fee per subsequent withdrawal). |
Sources (3)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.