Compare Bank & Credit Union Rates
Best savings rates in Oklahoma City, OK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oklahoma City, OK
- 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 2 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - All America BankMega Money Market® CheckingMega Money Market® Checking · $500 min · 0.50%–3.60% by balance
Bank · 1 branch
3.60%APY$360 a year on $10,000Requirements
Product: Must be opened online. Limit of one Mega Money Market® account per individual.
Offer: Rate applies to daily balances up to $100,000. Must be opened online. Limit of one account per individual.
Effective Aug 21, 2026
Rate by balance
Rate by balance for Mega Money Market® Checking Balance APY Up to $100,000Your amount 3.60% $100,000 and up 0.50% Rate checked
More details - Peoples Bank & Trust CompanyPeoples Money Market AccountPeoples Money Market Account · $2,500 min
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Feature: High Yield Interest Account. $10 service charge avoided with $2500 average balance per statement cycle.
Offer: Service charge of $10 avoided with $2500 avg. balance per statement cycle. Requirements: None.
$10 monthly fee
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Links to BonuSelect Checking or BonuSelect Cash Back Checking. Automatic transfers of checking rewards. To earn highest rate: enroll in eStatements and make at least 15 debit card purchases per monthly qualification cycle.
Offer: Applies to balances less than $20,001 when qualifications are met.
Qualified rate · No monthly fee · Effective Sep 22, 2025
Rate by balance
Rate by balance for BonuSelect Saver Balance APY Up to $20,000Your amount 3.00% $20,001 and up 0.11% Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Account is for customers with a higher balance and no need for a debit card. Free online banking included.
Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
2.33% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - Frontier State BankMoney Market AccountMoney Market Account · $2,500 min · 1.97%–2.55% by balance
Bank · 1 branch
1.97%APY$197 a year on $10,000Requirements
Product: $12.00 monthly maintenance fee if balance falls below $2,500 any day during the statement cycle period. $500 minimum balance each day to earn disclosed APY.
Offer: Requires $500 minimum daily balance to earn stated APY. $12 monthly fee waived if balance stays at or above $2,500 each day during the statement cycle.
1.95% interest rate · $12 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 1.97% $50,000 – $99,999 2.02% $100,000 – $249,999 2.07% $250,000 – $749,999 2.17% $750,000 and up 2.55% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 4 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: Standard rate without direct deposit requirement.
Qualified rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oklahoma City, OK
108 accounts at 41 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.11%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch