Compare Bank & Credit Union Rates
Best savings rates in Midwest City, OK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Midwest City, OK
- 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per person. $20 minimum opening deposit. No monthly maintenance fee. To earn qualification rates, during each Monthly Qualification Cycle must have at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction, and be enrolled in eStatements.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Daily balances up to and including $30,000.
Qualified rate · No monthly fee · Effective Nov 27, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $30,000Your amount 2.00% Over $30,000 0.75%* Rate checked
More details - WEOKIE Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $2,500 min · 1.50%–3.00% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Blended-rate structure where higher balance tiers earn higher yields. $2,500 minimum opening deposit and $2,500 minimum daily balance required to earn stated APY. Membership eligibility required.
Offer: Applies to balance up to $49,999; $2,500 minimum daily balance required to earn stated APY.
1.49% interest rate · Effective Jul 1, 2025
Rate by balance
Rate by balance for High Yield Money Market Balance APY $2,500 – $49,999Your amount 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 and up 3.00% Rate checked
More details - US Employees Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.25%–2.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: No monthly maintenance fee required. Includes up to 6 transactions each month. $2,000 minimum deposit to open and receive dividends.
No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $24,999Your amount 1.25% $25,000 – $99,999 1.75% $100,000 and up 2.25% Rate checked
More details - Tinker Federal Credit UnionPremium PlusSavings · $10,000 min · 0.10%–2.10% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open: $10,000.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Plus Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.15% $50,000 – $74,999 1.25% $75,000 – $99,999 1.45% $100,000 – $149,999 1.50% $150,000 – $199,999 1.75% $200,000 – $249,999 1.85% $250,000 – $499,999 2.00% $500,000 and up 2.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Oklahoma Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $1,000 min · 0.55%–0.85% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Maintain a $1,000 balance to avoid $25.00 monthly fee. Accounts receive three free checks per month. Each additional check is $2.00.
Offer: Maintain a $1,000 balance to avoid $25.00 monthly fee.
$25 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $1,000 – $14,999Your amount 0.55% $15,000 – $24,999 0.65% $25,000 and up 0.85% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earns interest on average daily balance of $100 or more. $10 quarterly maintenance fee waived by maintaining an average daily balance of $100 or more. 3 free withdrawals per quarter, then $6 per excess withdrawal.
Offer: Average daily balance of $100 or more required to earn interest. $10 quarterly fee waived with average daily balance of $100 or more. 3 free withdrawals per quarter, then $6 per excess withdrawal.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per person. $20 minimum opening deposit. No monthly maintenance fee. To earn qualification rates, during each Monthly Qualification Cycle must have at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction, and be enrolled in eStatements.
Offer: When qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Entire daily balance earns 0.50% interest rate / 0.50% APY (stated as 0.05% APY in summary line 5, 0.50% APY in reward information lines 22-23 and 44).
Qualified rate · 0.50% interest rate · No monthly fee · Effective Nov 27, 2023
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Midwest City, OK
41 accounts at 14 banks and credit unions · checked Oct 6–16
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch