Credit union · NCUA insured
Oklahoma Federal Credit Union Savings Rates
Oklahoma Federal Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market Checking Account. Rates checked October 15, 2026.
How Oklahoma Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Oklahoma Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oklahoma Federal Credit Union
0.55%APY
- Earns on $10,000 a year
- $55
Money Market Checking Account
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
Oklahoma Federal Credit Union savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.55%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking Account
0.55%APY
Maintain a $1,000 balance to avoid $25.00 monthly fee. Accounts receive three free checks per month. Each additional check is $2.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $14,999Maintain a $1,000 balance to avoid $25.00 monthly fee. | 0.55% | $55 | Maintain a $1,000 balance to avoid $25.00 monthly fee. |
| $15,000 – $24,999Maintain a $1,000 balance to avoid $25.00 monthly fee. | 0.65% | — | Maintain a $1,000 balance to avoid $25.00 monthly fee. |
| $25,000 and upMaintain a $1,000 balance to avoid $25.00 monthly fee. | 0.85% | — | Maintain a $1,000 balance to avoid $25.00 monthly fee. |
Sources (1)
- oklahomafederalcreditunion.org/loans-credit-cards/rates · captured Oct 5, 2026
Regular Share/Savings
0.25%APY
Calculated on an average daily balance paid quarterly. Any member can open with a minimum deposit of $5.00 and start earning interest on balances over $500.00. Valid driver's license or state-issued ID required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $499Calculated on an average daily balance paid quarterly. | 0.15% | — | Calculated on an average daily balance paid quarterly. |
| $500 – $14,999Calculated on an average daily balance paid quarterly. | 0.25% | $25 | Calculated on an average daily balance paid quarterly. |
| $15,000 and upCalculated on an average daily balance paid quarterly. | 0.35% | — | Calculated on an average daily balance paid quarterly. |
Sources (2)
All captured Oct 5, 2026
Kasasa Saver
0.10%APY
Rewards based savings account. Members must have a Kasasa Checking account to have a Kasasa Saver. No minimum balance requirements to start earning rewards. Calculated on an average daily balance paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $499Calculated on an average daily balance paid quarterly. Requires Kasasa Checking account. | 0.05% | — | Calculated on an average daily balance paid quarterly. Requires Kasasa Checking account. |
| $500 – $14,999Calculated on an average daily balance paid quarterly. Requires Kasasa Checking account. | 0.10% | $10 | Calculated on an average daily balance paid quarterly. Requires Kasasa Checking account. |
| $15,000 and upCalculated on an average daily balance paid quarterly. Requires Kasasa Checking account. | 0.15% | — | Calculated on an average daily balance paid quarterly. Requires Kasasa Checking account. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club Savings Accounts
0.35%APY
Designed to help members save for holiday expenses. Interest bearing savings account that requires a minimum $5.00 deposit to open. Program runs annually from November 1st through October 31st; automatically renewed each year until closed. Funds distributed annually on October 31st. Dividends paid monthly based on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upProgram runs annually from November 1st through October 31st. Funds distributed annually on October 31st. Dividends paid monthly based on average daily balance.$5 and up | 0.35% | $35 | Program runs annually from November 1st through October 31st. Funds distributed annually on October 31st. Dividends paid monthly based on average daily balance. |
Sources (2)
All captured Oct 5, 2026
Who can join Oklahoma Federal Credit Union
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