Bank · FDIC insured
FNB Community Bank Savings Rates
FNB Community Bank’s best savings rate is 0.50% APY on $10,000, with its Regular Savings. Rates checked October 15, 2026.
How FNB Community Bank’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where FNB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
FNB Community Bank
0.50%APY
- Minimum
- $100
- Earns on $10,000 a year
- $50
Regular Savings
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
FNB Community Bank savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.44%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FNB Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.50%APY
Earns interest on average daily balance of $100 or more. $10 quarterly maintenance fee waived by maintaining an average daily balance of $100 or more. 3 free withdrawals per quarter, then $6 per excess withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balance of $100 or more required to earn interest. $10 quarterly fee waived with average daily balance of $100 or more. 3 free withdrawals per quarter, then $6 per excess withdrawal.$100 and up | 0.50% | $50 | Average daily balance of $100 or more required to earn interest. $10 quarterly fee waived with average daily balance of $100 or more. 3 free withdrawals per quarter, then $6 per excess withdrawal. |
Sources (3)
- fnbmwc.com/personal/personal-savings
- fnbmwc.com/personal/personal-s…ngs/regular-savings.html
- fnbmwc.com/rates.html
All captured Oct 5, 2026
Market Access Account
0.40%APY on $10,000
Market Access account that pays competitive, tiered rates on higher balances. If, at any time during the month, the minimum balance falls below $10,000, the interest rate earned reverts to current savings rate for the days the balance is below $10,000. Also, if the balance falls below the minimum, a $17.50 fee will be assessed. Interest is paid only on the statement date and will be forfeited for the month if the account is closed on any date except the first business day of the month.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 0.40% |
| $10,000 – $25,000 | 0.65% |
| $25,000 – $50,000 | 1.15% |
| Over $50,000 | 2.00% |
On $10,000 the tiers blend to about 0.40% APY, earning $40 a year.
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
1.21%APY
Traditional and Roth IRA options available. Contributor must have earned income. $25 annual fee applies if customer does not have another checking, savings, loan, or safe deposit box account with FNB.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional and Roth IRA options available. $100 minimum periodic deposits. Annual fee of $25 waived if customer has another checking/savings/loan/safe deposit box account with FNB. Early withdrawal penalty is 6 months interest.Any balance | 1.21% | $121 | Traditional and Roth IRA options available. $100 minimum periodic deposits. Annual fee of $25 waived if customer has another checking/savings/loan/safe deposit box account with FNB. Early withdrawal penalty is 6 months interest. |
Sources (3)
- fnbmwc.com/personal/personal-savings
- fnbmwc.com/personal/personal-s…ement-accounts-iras.html
- fnbmwc.com/rates.html
All captured Oct 5, 2026
Eagle Kids Savings
0.50%APY
For kids age 13 and younger. Parent or legal guardian must have an FNB checking account. 3 free withdrawals per quarter, then $6 per excess withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceKids age 13 and younger. Parent or legal guardian must have an FNB checking account. No minimum balance to maintain. 3 free withdrawals per quarter, then $6 per excess withdrawal. Earn 1 Eagle Buck per $10 deposited in person up to $50 max.Any balance | 0.50% | $50 | Kids age 13 and younger. Parent or legal guardian must have an FNB checking account. No minimum balance to maintain. 3 free withdrawals per quarter, then $6 per excess withdrawal. Earn 1 Eagle Buck per $10 deposited in person up to $50 max. |
Sources (3)
- fnbmwc.com/personal/personal-savings
- fnbmwc.com/personal/personal-s…/eagle-kids-savings.html
- fnbmwc.com/rates.html
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.