Credit union · NCUA insured
US Employees Federal Credit Union Savings Rates
US Employees Federal Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How US Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where US Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
US Employees Federal Credit Union
1.25%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $125
Money Market Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
US Employees Federal Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where US Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.25%APY
No monthly maintenance fee required. Includes up to 6 transactions each month. $2,000 minimum deposit to open and receive dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $24,999 | 1.25% | $125 |
| $25,000 – $99,999 | 1.75% | — |
| $100,000 and up | 2.25% | — |
Sources (2)
All captured Oct 15, 2026
Savings Account
0.25%APY
Earn dividends on balances of $25 or more. Includes 6 free withdrawals per month. Establishes membership with USEFCU.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarn competitive dividends on balances of $25 or more; includes 6 free withdrawals per month.$25 and up | 0.25% | $25 | Earn competitive dividends on balances of $25 or more; includes 6 free withdrawals per month. |
Sources (3)
- usecreditunion.org/resources/rates
- usecreditunion.org/savings-account
- usecreditunion.org/banking/savings-account
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings Account
1.75%APY
Choose from Traditional and Roth IRA options. No setup, monthly, or annual maintenance fees. No minimum deposit to open an IRA/Share.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional and Roth IRA options available.Any balance | 1.75% | $175 | Traditional and Roth IRA options available. |
Sources (2)
All captured Oct 5, 2026
Who can join US Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Membership is available to immediate family and household members of existing members, regardless of employer.
Cost to join
- Opening a Share Savings account requires a $5 minimum deposit.
Membership information collected October 4, 2026.