Credit union · NCUA insured
Oklahoma Federal Credit Union
A $197.4M credit union headquartered in Oklahoma City, OK, with 9,491 members and 2 branches in Oklahoma. Best rates: CDs 4.00% and savings 0.55% APY.
Oklahoma Federal Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#16 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oklahoma Federal Credit Union
Established in 1951, Oklahoma Federal Credit Union is headquartered in Oklahoma City, Oklahoma.
Originally founded as Safeway Oklahoma City Federal Employees Credit Union and renamed in 1987, it later merged with VA Medical Center, Oklahoma United Methodist, Santa Fe, and Midwest City credit unions.
The credit union was founded with the mission: not for profit, not for charity, but for service.
- Headquarters
- 517 NE 36th St, Oklahoma City, OK 73105
- NCUA charter
- 7151
Branches
2 branches in Oklahoma
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Oklahoma
2 branches
- Main BranchMain office517 NE 36th St, Oklahoma City, OK 73105Directions
- Midwest City Branch7900 E Reno Ave, Midwest City, OK 73110Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.24% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.68% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio20.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.24%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.68%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oklahoma Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.