Bank · FDIC insured
Sooner State Bank Savings Rates
Sooner State Bank’s best savings rate is 2.00% APY, with its Free Kasasa Saver, with extra requirements. Rates checked October 15, 2026.
How Sooner State Bank’s savings rates compare
Compared with banks and credit unions in Oklahoma, where Sooner State Bank has the most branches. $10,000, best rate first.
This bank’s best
Sooner State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $20
- Earns on $10,000 a year
- $200
Free Kasasa Saver
Top rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 2.00%APY
Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per person. $20 minimum opening deposit. No monthly maintenance fee. To earn qualification rates, during each Monthly Qualification Cycle must have at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction, and be enrolled in eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $30,000When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Daily balances up to and including $30,000. | 2.00% | $200 | When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Daily balances up to and including $30,000. |
| Any balanceWhen qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Entire daily balance earns 0.50% interest rate / 0.50% APY (stated as 0.05% APY in summary line 5, 0.50% APY in reward information lines 22-23 and 44). | 0.50% | $50 | When qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Entire daily balance earns 0.50% interest rate / 0.50% APY (stated as 0.05% APY in summary line 5, 0.50% APY in reward information lines 22-23 and 44). |
| Over $30,000When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Portion of daily balance over $30,000 earns 0.7474% interest rate, resulting in 0.75% to 2.00% APY (or 2.00% to 1.04% APY depending on balance). | 0.75% | — | When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Portion of daily balance over $30,000 earns 0.7474% interest rate, resulting in 0.75% to 2.00% APY (or 2.00% to 1.04% APY depending on balance). |
Sources (1)
- soonerstatebank.com/v2/free-kasasa-saver · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.