Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 571–585 results in Ohio
- First Federal Community BankFirst Choice Money Market AccountFirst Choice Money Market Account · $0 min · 0.04%–0.55% by balance
Bank · 8 branches
0.04%APY$4 a year on $10,000Requirements
Product: 12 or fewer debits/withdrawals per statement cycle with no transaction fee, otherwise $5 each. Access to funds by direct check-writing ability, ACH, or debit card.
0.04% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for First Choice Money Market Account Balance APY Up to $20,000Your amount 0.04% $20,000 – $75,000 0.15% $75,000 – $250,000 0.35% $250,000 – $500,000 0.50% $500,000 and up 0.55% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Basic account required to retain membership in Credit Union. Interest is compounded daily and paid monthly.
0.04% interest rate · Compounded daily
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
Offer: Must maintain a balance of $100 to earn interest ($1,000 cited on deposit page). No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month.
0.04% interest rate · No monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
Offer: Must maintain a balance of $100 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month.
0.04% interest rate · No monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Dividends are paid quarterly using the daily balance method. Rates are variable and change quarterly. Minimum balance to open an account is $5, and earns a dividend once the balance reaches $250. Account has no fees.
Offer: Minimum $250 to earn dividends.
0.04% interest rate · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Consumers National BankPersonal SavingsSavings · $200 min · 0.03%–0.05% by balance
Bank · 23 branches
0.03%APY$3 a year on $10,000Requirements
Product: Interest calculated, compounded, and paid quarterly. $4 monthly service charge is avoided by maintaining a $300 minimum balance.
Offer: Avoid the $4 monthly service charge by maintaining a $300 minimum balance.
0.03% interest rate · $4 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY $200 – $250,000Your amount 0.03% $250,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No minimum balance requirement during the first year. $2 monthly service charge waived with $200 minimum balance. Interest earned on balances of $100 and above.
Offer: Rate and APY may change after opening. Fees could reduce earnings. $2 monthly fee avoided with $200 minimum balance (no minimum balance requirement during the first year).
0.03% interest rate · $2 monthly fee · Effective Oct 9, 2026
Rate checked
More details - CME Federal Credit UnionAdvantage and Supplemental ShareSavings · $100 min · 0.00%–0.03% by balance
Credit union · 5 branches
0.03%APY$3 a year on $10,000Requirements
Product: Subject to a Tiered Variable Rate. You must maintain an average daily balance of $100.00 during each dividend period to obtain the disclosed Annual Percentage Yield. Share Account minimum balance is $5.00 to maintain membership in good standing.
Offer: Must maintain an average daily balance of $100.00 during each dividend period to obtain the disclosed APY.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage and Supplemental Share Balance APY $100 – $999 0.00% $1,000 – $14,999Your amount 0.03% $15,000 – $49,999 0.03% $50,000 and up 0.03% Rate checked
More details - 0.03%APY$3 a year on $10,000
Effective Oct 6, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Quarterly compounding.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - The Home Loan Savings BankPlatinum SavingsSavings · $10,000 min · 0.03%–0.10% by balance
Bank · 5 branches
0.03%APY$3 a year on $10,000Requirements
Offer: Monthly fee of $10 avoided with $10,000 minimum balance.
0.03% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $99,999 0.05% $100,000 – $249,999 0.07% $250,000 and up 0.10% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Open to residents of Fairfield County, Ohio or any contiguous county (or for established customers who have moved away from Fairfield County). Unlimited amount of deposits or withdrawals with no service charges. Interest recorded quarterly.
Offer: Variable rate may change after account opening. Interest is recorded quarterly. Unlimited deposits and withdrawals with no service charges.
0.03% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Open to residents of Fairfield County, Ohio or any contiguous county (or for established customers who have moved away from Fairfield County). No service charges when maintaining a balance of $100.00. Statements mailed showing account activity. No-fee cash withdrawals at ATMs.
Offer: Variable rate may change after account opening. No service charges when maintaining a balance of $100.00. No-fee cash withdrawals at ATMs.
0.03% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
650 accounts at 264 banks and credit unions · checked Oct 22–24
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 40 branches