Credit union · NCUA insured
Eaton Family Credit Union Savings Rates
Eaton Family Credit Union’s best savings rate is 0.04% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Eaton Family Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Eaton Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eaton Family Credit Union
0.04%APY
- Minimum
- $5
- Earns on $10,000 a year
- $4
Share Savings
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Eaton Family Credit Union savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.04%
- $10,000 balance$10,0000.04%
- $100,000 balance$100,0000.04%
- QualifiedQualified0.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eaton Family Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.04%APY
Dividends are paid quarterly using the daily balance method. Rates are variable and change quarterly. Minimum balance to open an account is $5, and earns a dividend once the balance reaches $250. Account has no fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum $250 to earn dividends.$250 and up | 0.04% | $4 | Minimum $250 to earn dividends. |
Sources (3)
- eatonfamilycu.com/savings-accounts
- eatonfamilycu.com/savingsrates
- eatonfamilycu.com/fi-savings-and-investing
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts
0.50%APY
Available as Traditional IRA, Roth IRA, and Coverdell Education IRA wrappers. Dividends are calculated daily and compounded quarterly. Variable rate changes quarterly. Annual fee is $10 if the account balance is less than $2,500 at the end of the calendar year, or if direct deposit/payroll deduction is not used.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo Annual Fee with a $2,500 balance by year end or if contributions are made by Direct Deposit or Payroll Deduction; otherwise $10 annual fee. Applies to Traditional, Roth, and Education IRA types.Any balance | 0.50% | $50 | No Annual Fee with a $2,500 balance by year end or if contributions are made by Direct Deposit or Payroll Deduction; otherwise $10 annual fee. Applies to Traditional, Roth, and Education IRA types. |
Sources (2)
All captured Sep 17, 2026
Youth Savings
0.10%APY
Available for Members 18 years and younger. No minimum account balance. Interest is paid immediately upon opening the account. CDs are available when the account reaches $500. Dividends are paid quarterly using the daily balance method. Rates are variable and change quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 17, 2026
Holiday Club
0.04%APY
The balance of Holiday Club Accounts are paid out the first business day each November, either by check or deposit into a Share Savings Account. Withdrawals can be made at any time. Dividends are paid quarterly using the daily balance method. Rates are variable and change quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.04% | $4 |
Sources (2)
All captured Sep 17, 2026
Who can join Eaton Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Lake or Cuyahoga counties, Ohio are eligible for membership.
Employers and groups
- Employees of Eaton Corporation are eligible for membership.
- Employees of Select Employer Groups are eligible for membership.
Cost to join
- Members must deposit and maintain a minimum balance of $5 in a savings account.
Membership information collected October 5, 2026.