Bank · FDIC insured
The Home Loan Savings Bank Savings Rates
The Home Loan Savings Bank’s best savings rate is 0.07% APY on $10,000, with its Statement or Passbook Savings. Rates checked October 16, 2026.
How The Home Loan Savings Bank’s savings rates compare
Compared with banks and credit unions near Coshocton, OH, where The Home Loan Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
The Home Loan Savings Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $50
360° Saver Account
Top rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
3rd-highest rate
Baltic State Bank
0.30%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $30
The Home Loan Savings Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.07%
- $10,000 balance$10,0000.07%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Home Loan Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus
5.50%APY
Must be an Ohio resident at least 18 years of age with primary residence in State of Ohio. Account proceeds only to be used for the down payment or closing costs of a home purchased in Ohio, with the home becoming their primary residence. Account must be used within five years, maintain a minimum balance of at least $100, and not exceed a maximum balance of $100,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $100,000Minimum balance of $100 to receive Annual Percentage Yield (APY). Maximum balance of $100,000. Account must be used within five years.$100 – $100,000 | 5.50% | $550 | Minimum balance of $100 to receive Annual Percentage Yield (APY). Maximum balance of $100,000. Account must be used within five years. |
Sources (1)
- homeloansavingsbank.com/personal/ohio-homebuyer-plus · captured Oct 6, 2026
360° Saver Account
Up to 0.50%APY
To earn reward rates, have at least 12 debit card purchases post and settle, be enrolled in eStatements, and access online banking at least once during the monthly qualification cycle in 360° Cash or 360° Cash Back account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualifications met in 360° Cash or 360° Cash Back account. | 0.50% | $50 | Qualifications met in 360° Cash or 360° Cash Back account. |
| Any balanceApplies to all balances if qualifications are not met. | 0.05% | $5 | Applies to all balances if qualifications are not met. |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Oct 6, 2026
money market savings
0.02%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $500 – $9,999$2,500 to open | 0.01% | $2,500 | — |
| $10,000 – $24,999Unknown to open | 0.02% | Unknown | $2 |
| $25,000 – $49,999Unknown to open | 0.03% | Unknown | — |
| $50,000 – $999,999Unknown to open | 0.05% | Unknown | — |
| $1,000,000 and upUnknown to open | 0.10% | Unknown | — |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Sep 17, 2026
premier money market savings
Up to 0.10%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $10,001 – $25,001$500 to open | 0.02% | $500 | — |
| $25,001 – $50,001Unknown to open | 0.03% | Unknown | — |
| $50,001 – $100,001Unknown to open | 0.05% | Unknown | — |
| $100,000 and upUnknown to open | 0.10% | Unknown | — |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Sep 17, 2026
Platinum Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Monthly fee of $10 avoided with $10,000 minimum balance. | 0.03% | — | Monthly fee of $10 avoided with $10,000 minimum balance. |
| $10,000 – $49,999Monthly fee of $10 avoided with $10,000 minimum balance. | 0.03% | $3 | Monthly fee of $10 avoided with $10,000 minimum balance. |
| $50,000 – $99,999Monthly fee of $10 avoided with $10,000 minimum balance. | 0.05% | — | Monthly fee of $10 avoided with $10,000 minimum balance. |
| $100,000 – $249,999Monthly fee of $10 avoided with $10,000 minimum balance. | 0.07% | — | Monthly fee of $10 avoided with $10,000 minimum balance. |
| $250,000 and upMonthly fee of $10 avoided with $10,000 minimum balance. | 0.10% | — | Monthly fee of $10 avoided with $10,000 minimum balance. |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Oct 6, 2026
Statement or Passbook Savings
0.07%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMonthly service charge of $2.00 is waived for age under 18 or with a minimum balance of $100.$100 and up | 0.07% | $7 | Monthly service charge of $2.00 is waived for age under 18 or with a minimum balance of $100. |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Oct 6, 2026
Squirrel Saver
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.05% | $5 |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Oct 6, 2026
Special-purpose accounts
IRA Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $4,999 | 0.05% | — |
| $5,000 – $24,999 | 0.05% | $5 |
| $25,000 – $49,999 | 0.07% | — |
| $50,000 and up | 0.10% | — |
Sources (1)
- homeloansavingsbank.com/personal/cds-iras · captured Oct 6, 2026
Christmas Club+
0.07%APY
Interest compounds daily.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.07% | $7 |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Oct 6, 2026
Health Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.05% | $5 |
Sources (1)
- homeloansavingsbank.com/personal/savings · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.