Bank · FDIC insured
Monroe Federal Savings Rates
Monroe Federal’s best savings rate is 1.00% APY on $10,000, with its Super Passbook Savings. Rates checked October 16, 2026.
How Monroe Federal’s savings rates compare
Compared with banks and credit unions near Dayton, OH, where Monroe Federal has the most branches. $10,000, best rate first.
This bank’s best
Monroe Federal
1.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $100
Super Passbook Savings
Top rate
Pathways Financial Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Monroe Federal savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Monroe Federal ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Passbook Savings
1.00%APY
Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $100,000Must maintain a balance of $1,000 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month. | 1.00% | $100 | Must maintain a balance of $1,000 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month. |
| $100,000 and upMust maintain a balance of $1,000 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month. | 2.50% | — | Must maintain a balance of $1,000 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month. |
Sources (3)
All captured Sep 17, 2026
Passbook Savings
0.04%APY
Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain a balance of $100 to earn interest ($1,000 cited on deposit page). No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month.Any balance | 0.04% | $4 | Must maintain a balance of $100 to earn interest ($1,000 cited on deposit page). No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month. |
Sources (3)
All captured Sep 17, 2026
Statement Savings
0.04%APY
Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain a balance of $100 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month.Any balance | 0.04% | $4 | Must maintain a balance of $100 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month. |
Sources (3)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.