Credit union · Privately insured
Treadwell Credit Union Savings Rates
Top CarrotTreadwell Credit Union’s best savings rate is 0.50% APY on $10,000, with its Gem City Money Market Plus. Rates checked October 16, 2026.
How Treadwell Credit Union’s savings rates compare
Compared with banks and credit unions near Dayton, OH, where Treadwell Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Treadwell Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Gem City Money Market Plus
Top rate
Pathways Financial Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Treadwell Credit Union savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0008.00%
- $10,000 balance$10,0001.70%
- $100,000 balance$100,0001.85%
- QualifiedQualified1.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Treadwell Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Gem City Money Market Plus
0.50%APY
Must bring funds over from another financial institution.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.50% | $50 |
| $20,000 – $50,000 | 1.75% | — |
| $50,000 – $100,000 | 1.85% | — |
| $100,000 and up | 1.85% | — |
Money Market Share Account
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.50% | $50 |
| $20,000 – $50,000 | 1.75% | — |
| $50,000 – $100,000 | 1.85% | — |
| $1,000,000 and up | 1.85% | — |
Sources (1)
- treadwellcu.com/money-markets · captured Oct 6, 2026
Infinity Savings
1.70%APY on $10,000
One Infinity account per member. Opening deposit must come from funds outside of Treadwell Credit Union.
| Part of the balance | Rate on that part |
|---|---|
| Up to $1,000 | 8.00% |
| Over $1,000 | 1.00% |
On $10,000 the tiers blend to about 1.70% APY, earning $170 a year.
Sources (1)
- treadwellcu.com/infinity · captured Oct 6, 2026
Regular Share Savings
0.05%APY
Start savings with $5 deposit to establish membership/ownership. $5 minimum balance to open but $300 minimum to earn interest. Monthly maintenance fees may be assessed if account falls below minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and up$5 minimum balance to open, $300 minimum balance to earn interest. Monthly maintenance fees may be assessed if account falls below minimum balance.$300 and up | 0.05% | $5 | $5 minimum balance to open, $300 minimum balance to earn interest. Monthly maintenance fees may be assessed if account falls below minimum balance. |
Special Needs/Sub Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (1)
- treadwellcu.com/infinity · captured Oct 6, 2026
Special-purpose accounts
Youth Account
0.03%APY
Money Maker Youth Account. First $5 activation deposit provided by Treadwell. No monthly service fee. No minimum balance required. Option to add checking at age 16 (with co-owner).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000First $5 activation deposit provided by Treadwell. No monthly service fee. | 5.12% | — | First $5 activation deposit provided by Treadwell. No monthly service fee. |
| Over $1,000Balances above $1,000 earn 0.03% APY. No monthly service fee. | 0.03% | $3 | Balances above $1,000 earn 0.03% APY. No monthly service fee. |
IRA Variable Savings Account
0.10%APY
Available as Traditional and Roth IRA options. Must maintain a $500 minimum balance to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMust maintain a $500 minimum balance to earn interest.$500 and up | 0.10% | $10 | Must maintain a $500 minimum balance to earn interest. |
Sources (1)
- treadwellcu.com/iras · captured Oct 6, 2026
Christmas Club Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Vacation Club Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Who can join Treadwell Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.