Bank · FDIC insured
Fairfield Federal Bank Savings Rates
Fairfield Federal Bank’s best savings rate is 0.05% APY on $10,000, with its MONEY MARKET DEPOSIT ACCOUNT. Rates checked October 16, 2026.
How Fairfield Federal Bank’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Fairfield Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Fairfield Federal Bank
0.05%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $5
MONEY MARKET DEPOSIT ACCOUNT
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Fairfield Federal Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fairfield Federal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
PLATINUM MONEY MARKET ACCOUNT
0.05%APY
Variable rate account; the rate may change after the account is opened. Minimum balance to obtain APY is $1.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.05% | $5 |
| $50,000 and up | 0.50% | — |
Sources (1)
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html · captured Oct 6, 2026
MONEY MARKET DEPOSIT ACCOUNT
0.05%APY
Variable rate account; the rate may change after the account is opened. Minimum balance to obtain APY is $1.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.02% | — |
| $10,000 – $40,000 | 0.05% | $5 |
| $40,000 and up | 0.40% | — |
Sources (1)
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html · captured Oct 6, 2026
Passbook Savings Account
0.03%APY
Open to residents of Fairfield County, Ohio or any contiguous county (or for established customers who have moved away from Fairfield County). Unlimited amount of deposits or withdrawals with no service charges. Interest recorded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate may change after account opening. Interest is recorded quarterly. Unlimited deposits and withdrawals with no service charges.$1 and up | 0.03% | $3 | Variable rate may change after account opening. Interest is recorded quarterly. Unlimited deposits and withdrawals with no service charges. |
Sources (2)
- fairfieldfederal.com/FF-Savings-Accounts.html
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html
All captured Oct 6, 2026
Statement Savings Account
0.03%APY
Open to residents of Fairfield County, Ohio or any contiguous county (or for established customers who have moved away from Fairfield County). No service charges when maintaining a balance of $100.00. Statements mailed showing account activity. No-fee cash withdrawals at ATMs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate may change after account opening. No service charges when maintaining a balance of $100.00. No-fee cash withdrawals at ATMs.$1 and up | 0.03% | $3 | Variable rate may change after account opening. No service charges when maintaining a balance of $100.00. No-fee cash withdrawals at ATMs. |
Sources (2)
- fairfieldfederal.com/FF-Savings-Accounts.html
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html
All captured Oct 6, 2026
Special-purpose accounts
Christmas Club Savings Account
0.03%APY
Open to residents of Fairfield County, Ohio or any contiguous county (or for established customers who have moved away from Fairfield County). Account closes in October and a check is sent for Christmas shopping. Deposits and quarterly interest recorded.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate may change after account opening. Quarterly interest. Account closes in October and a check is sent for Christmas shopping.$1 and up | 0.03% | $3 | Variable rate may change after account opening. Quarterly interest. Account closes in October and a check is sent for Christmas shopping. |
Sources (2)
- fairfieldfederal.com/FF-Savings-Accounts.html
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.