Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Ohio
- 0.15%APY$15 a year on $10,000
Requirements
Product: No sign up fees. No monthly account maintenance fees. Free access to Online Banking and Online Bill Pay.
0.15% interest rate · No monthly fee
Rate checked
More details - Civista BankMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $2,500 min · 0.12%–0.50% by balance
Bank · 34 branches
0.12%APY$12 a year on $10,000Requirements
Product: $12 monthly service charge waived with a minimum balance of $2,500.
0.12% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $2,500 – $50,000Your amount 0.12% $50,000 – $100,000 0.21% $100,000 and up 0.50% Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Serving Select Employee Groups Primarily Located in Fairfield County, Ohio and Their Families.
Offer: Monthly dividend term.
0.12% interest rate · Effective Mar 1, 2021
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility requires living, working, or worshipping in Ashtabula County. Dividends are paid quarterly. No monthly service fee. Includes overdraft protection for checking.
Offer: Dividends paid quarterly.
No monthly fee
Rate checked
More details - Flagstar BankFlagstar Performance SavingsSavings · $1 min · 0.10%–3.20% by balance
Bank · 26 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 29 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 29 branches
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes Regular Savings & Secondary Savings for savings goals and emergencies. Interest compounded daily, paid monthly.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 12, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires membership eligibility (live, work, attend school, or worship in Marion, Morrow, Richland, Crawford, Wyandot, or Hancock Ohio counties, or immediate family member of an eligible member) and maintaining a $5 minimum balance in Share Account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open to anyone living or working in Darke County.
Offer: Funds transfer to share account on January 1 and July 1
0.10% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open to anyone living or working in Darke County.
Offer: Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis
0.10% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective May 7, 2025
Rate checked
More details - Consumers National BankConsumer Premium MMDAConsumer Premium MMDA · $50 min · 0.10%–0.50% by balance
Bank · 23 branches
0.10%APY$10 a year on $10,000Requirements
Product: Avoid the $12 monthly service charge when you maintain a $1,500 minimum balance.
Offer: Monthly fee of $12 waived by maintaining a $1,500 minimum balance.
0.10% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Consumer Premium MMDA Balance APY Up to $20,000Your amount 0.10% $20,000 – $75,000 0.30% $75,000 and up 0.50% Rate checked
More details - Consumers National BankHigh Performance Consumer MMDAHigh Performance Consumer MMDA · 0.10%–3.60% by balance
Bank · 23 branches
0.10%APY$10 a year on $10,000Requirements
Product: A savings account with 5 tiers of interest rates.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High Performance Consumer MMDA Balance APY Up to $20,000Your amount 0.10% $20,000 – $35,000 3.49% $35,000 – $100,000 3.49% $100,000 – $500,000 3.60% $500,000 and up 3.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: All Ohio Valley Community Federal Credit Union Savings Accounts pay and compound dividends monthly.
0.10% interest rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
643 accounts at 265 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch