Credit union · NCUA insured
Port Conneaut FCU
A $30.8M credit union headquartered in Conneaut, OH, with 3,719 members and 2 branches in Ohio. Best rates: CDs 3.04% and savings 0.18% APY.
Port Conneaut FCU Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#35 of 60 in Cleveland, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Port Conneaut FCU
Port Conneaut Federal Credit Union has served Conneaut, Ohio, and Ashtabula County since 1958.
The credit union operates two branch locations in Conneaut and Ashtabula.
- Headquarters
- 1002 Broad St, Conneaut, OH 44030
- NCUA charter
- 12351
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Ashtabula County can become a member.
Cost to join
- It costs $5 to join, which remains in the credit union as long as you are a member.
Branches
2 branches in Ohio
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Ohio
2 branches
- Port Conneaut FCUMain office1002 Broad St, Conneaut, OH 44030Directions
- Port Conneaut FCU Ashtabula Branch4220 Main Ave, Ashtabula, OH 44004Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.98% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio12.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.98%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Port Conneaut FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.