Credit union · Privately insured
Members Choice Credit Union Savings Rates
Members Choice Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share (savings) Account. Rates checked October 16, 2026.
How Members Choice Credit Union’s savings rates compare
Compared with banks and credit unions near Greenville, OH, where Members Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Choice Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Stash Share Accounts
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Greenville National Bank
0.30%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $30
Members Choice Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Choice Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share (savings) Account
0.10%APY
Open to anyone living or working in Darke County.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis$100 and up | 0.10% | $10 | Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis |
Stash Share Accounts
0.10%APY
Open to anyone living or working in Darke County.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds transfer to share account on January 1 and July 1Any balance | 0.10% | $10 | Funds transfer to share account on January 1 and July 1 |
Special-purpose accounts
Christmas Club Share Accounts
1.00%APY
Open to anyone living or working in Darke County.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds transfer to share account on October 1Any balance | 1.00% | $100 | Funds transfer to share account on October 1 |
IRA Share (Savings) Accounts
0.10%APY
Open to anyone living or working in Darke County. Offers Roth, Traditional, and Coverdell (education).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. We offer Roth, Traditional, and Coverdell (education)Any balance | 0.10% | $10 | No minimum balance. We offer Roth, Traditional, and Coverdell (education) |
Vacation Share Account
0.10%APY
Open to anyone living or working in Darke County.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds transfer to Share Account on June 1Any balance | 0.10% | $10 | Funds transfer to Share Account on June 1 |
Who can join Members Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Darke County.
Employers and groups
- Employees of 37 different companies are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.