Credit union · Privately insured
KH Credit Union Savings Rates
Top CarrotKH Credit Union’s best savings rate is 2.60% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How KH Credit Union’s savings rates compare
Compared with banks and credit unions near Dayton, OH, where KH Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KH Credit Union
2.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $260
Money Market Accounts
Top rate
Pathways Financial Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
KH Credit Union savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0002.60%
- $100,000 balance$100,0002.75%
- QualifiedQualified2.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KH Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
Up to 2.60%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upMinimum Balance $5,000.00 | 2.55% | $255 | Minimum Balance $5,000.00 |
| $10,000 and upMinimum Balance $10,000.00 | 2.60% | $260 | Minimum Balance $10,000.00 |
| $25,000 and upMinimum Balance $25,000.00 | 2.65% | — | Minimum Balance $25,000.00 |
| $50,000 and upMinimum Balance $50,000.00 | 2.70% | — | Minimum Balance $50,000.00 |
| $100,000 and upMinimum Balance $100,000.00 | 2.75% | — | Minimum Balance $100,000.00 |
Sources (1)
- khcreditunion.com/rates · captured Sep 17, 2026
Blue Ribbon Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.10% | $10 |
Sources (1)
- khcreditunion.com/rates · captured Oct 16, 2026
Main Share
0.08%APY
A minimum balance of $5.00, which represents your share in the Credit Union, is required at all times. Pays dividends on minimum balance of $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.08% | $8 |
Special-purpose accounts
Christmas Club
0.08%APY
Runs from October to September. Funds become available early for holiday shopping and bills. Minimum balance to earn dividends is $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.08% | $8 |
VISA Club
0.08%APY
Sub-account of main savings that allows saving back for monthly KH Network VISA payment or any other purpose. Minimum balance to earn dividends is $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.08% | $8 |
Vacation Club
0.08%APY
Minimum balance to earn dividends is $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.08% | $8 |
Who can join KH Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of contractors and vendors of Kettering Health.
- Membership is open to physicians and staff of Kettering Health ACO.
- Membership is open to employees of Kettering Health Affiliates.
- Membership is open to employees, physicians, residents, and volunteers of Kettering Health.
- Membership is open to physicians and staff of Kettering Physicians Partners.
- Membership is open to pastors and staff within the Ohio Conference of Seventh-Day Adventists.
4 more ways to join
Employers and groups
- Membership is open to Kettering Affiliated Health Services, DBA Kettering Health Senior Living.
- Membership is open to members of Kettering Health Years Ahead.
Military, government and schools
- Membership is open to employees and students of Kettering College.
Family and household
- Credit Union members in good standing may sponsor immediate family members (spouse, father, mother, brother, sister, son, daughter, grandmother, grandfather, grandchildren, parents-in-law, step-parents, step-children, and step-sibling) for membership.
Membership information collected October 5, 2026.