Credit union · NCUA insured
Ohio Valley Community Federal Credit Union
A $243.5M credit union headquartered in Clarington, OH, with 15,556 members and 5 branches in 2 states. Best rates: CDs 4.08% and savings 0.75% APY.
Ohio Valley Community Federal Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#2 of 13 in Wheeling, WV-OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ohio Valley Community Federal Credit Union
Ohio Valley Community Federal Credit Union serves over 14,000 members across 23 counties in Ohio, West Virginia, and Pennsylvania.
- Headquarters
- 52775 Boston Hill Rd, Clarington, OH 43915
- NCUA charter
- 24909
Branches
5 branches in 2 states
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Ohio
4 branches
Clarington area · 1
- Hannibal OfficeMain office52775 Boston Hill Rd, Clarington, OH 43915Directions
Marietta area · 1
- Marietta Office450L Pike St Ste L, Marietta, OH 45750Directions
Wheeling area · 1
- St. Clairsville Office107 Plaza Dr Ste T, St. Clairsville, OH 43950Directions
Woodsfield area · 1
- Woodsfield Office700 Lewisville Rd, Woodsfield, OH 43793Directions
West Virginia
1 branch
- Wheeling Office1114 Chapline St, Wheeling, WV 26003Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.39% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.37% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio13.39%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.37%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ohio Valley Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.