Credit union · Privately insured
Members Choice Credit Union
A $37.5M credit union headquartered in Greenville, OH, with 3,348 members and 1 branch in Ohio. Best rates: CDs 3.80% and savings 0.10% APY.
Members Choice Credit Union Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#1 of 7 in Greenville, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Members Choice Credit Union
Founded in Greenville, Ohio, Members Choice Credit Union was chartered with the state of Ohio on October 17, 1954, when Fram Corporation employees banded together to solidify their financial futures.
The member-owned credit union has proudly served the financial needs of Darke County for over 70 years.
- Headquarters
- 725 Pine St, Greenville, OH 45331
- NCUA charter
- 96711
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Darke County.
Employers and groups
- Employees of 37 different companies are eligible for membership.
Family and household
- Family members of eligible individuals are eligible for membership.
Branches
1 branch in Ohio
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Ohio
1 branch
- Main Office - 725 Pine StMain office725 Pine St, Greenville, OH 45331Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.95% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio17.95%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members Choice Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.