Credit union · NCUA insured
Pillar Credit Union Savings Rates
Pillar Credit Union’s best savings rate is 1.30% APY on $10,000, with its Variable Money Market/Checking. Rates checked October 16, 2026.
How Pillar Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Pillar Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pillar Credit Union
1.30%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $130
Pocket Saver Share/Savings Accounts
Top rate
CFBank
4.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Pillar Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0001.30%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0002.10%
- QualifiedQualified1.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pillar Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Variable Money Market/Checking
1.30%APY
Dividends forfeited if closed early. Dividends paid last day of month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Tier I | 1.30% | $130 | Tier I |
| $25,000 – $50,000Tier II | 1.55% | — | Tier II |
| $50,000 – $100,000Tier III | 1.80% | — | Tier III |
| $100,000 – $250,000Tier IV | 2.10% | — | Tier IV |
| $250,000 and upTier V | 3.05% | — | Tier V |
Sources (1)
- pillarcu.com/account-rates · captured Sep 17, 2026
Pocket Saver Share/Savings Accounts
1.30%APY
Requires a Checking Account with Pillar Credit Union. Debit card purchases are rounded up to the nearest dollar and extra change is deposited directly into Pocket Saver. Dividends pay quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $150 | 3.05% | — |
| $150 – $300 | 2.53% | — |
| $300 – $500 | 2.02% | — |
| $500 and up | 1.30% | $130 |
Member Share/Savings
0.10%APY
Requires membership eligibility (live, work, attend school, or worship in Marion, Morrow, Richland, Crawford, Wyandot, or Hancock Ohio counties, or immediate family member of an eligible member) and maintaining a $5 minimum balance in Share Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Special-purpose accounts
Christmas Club
0.50%APY
A $5 minimum deposit is required to open for the year. Dividends earn quarterly. Funds are ready on October 1. Early withdrawals permitted only upon closing the account for that club year with forfeiture of unpaid dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.50% | $50 |
Health Savings Account (HSA)
0.25%APY
Tax-advantaged savings subject to contribution limits for individual or family coverage. Annual fee of $10 charged at the end of each calendar year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.25% | $25 |
IRA Share
0.25%APY
Available as Roth IRA Share or Traditional IRA Share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Vacation Club
0.10%APY
A $5 minimum balance must be maintained.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Youth Club
0.10%APY
Open to anyone under the age of 18. Requires a $5 minimum balance. Earns dividends without the minimum $100 balance required by Member Share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Who can join Pillar Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Marion, Morrow, Richland, Crawford, Wyandot, or Hancock County, Ohio.
Employers and groups
- Eligibility is open to individuals who work for one of Pillar Credit Union's Select Employee Groups.
Family and household
- Eligibility is open to immediate family members of current members who have an active account.
Cost to join
- Opening a Savings Membership Account requires a minimum share deposit of at least $5.
Membership information collected October 5, 2026.