Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Ohio
- LorMetMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.15%–0.35% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Eligibility: Live, work, or worship in Lorain County, Rocky River, Bay Village, Westlake, North Olmsted, Olmsted Falls, or Olmsted Township. Tiered rate account where the dividend rate and APY for the balance range apply to the full balance of the account once met.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.15% $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 and up 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Variable rate. Monthly maintenance charge of $5.00 if balance falls below $100.00 on any day during the statement cycle (waived during first 30 days of opening, or if under 24 years old or 50 years or older). Accounts with balances below $10.00 subject to closure. Compounded quarterly.
Offer: Minimum balance to earn interest is $10.00. $5 monthly maintenance charge if balance falls below $100.00 (waived for under age 24 or 50+). Compounded quarterly.
0.25% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Credit union membership required with purchase/maintenance of at least 1 share ($5.00 par value). Minimum daily balance of $100.00 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn stated APY.
Effective Sep 22, 2026
Rate checked
More details - GenFed Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.65% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: No minimum to open Money Market account; no service fees. Minimum withdrawal amount is $500. Up to 6 withdrawals or transfers per month (with up to 3 being checks). Free printed counter checks.
Offer: Rate applies to balances below $2,000.00.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $20,000Your amount 0.25% $20,000 – $75,000 0.40% $75,000 and up 0.65% Rate checked
More details - Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - Abbey Credit UnionConsumer Money MarketConsumer Money Market · $2,500 min · 0.05%–2.38% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: A Share Savings account must be present to qualify for a Money Market Account. $2,500.00 minimum balance required or a fee may apply and interest rate is reduced to current Share Savings Rate. Dividends paid monthly and subject to change monthly. Maximum 6 withdrawals per month ($5.00 fee per withdrawal over 6); $500.00 minimum withdrawal ($5.00 fee for withdrawals under $500.00).
0.05% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY Up to $2,500 0.05%* $2,500 – $25,000Your amount 0.25%* $25,000 – $50,000 2.02%* $50,000 – $250,000 2.28%* $250,000 and up 2.38%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earns dividends on balances of $100 or more; dividends compounded daily and paid quarterly. $5 minimum balance fee avoided by maintaining a $100 minimum daily average balance. 6 unsigned transfers allowed per month.
Offer: Earns dividends on balances of $100 or more; dividends compounded daily and paid quarterly. $5 minimum balance fee avoided by maintaining a $100 minimum daily average balance.
Compounded daily · $5 monthly fee · Effective May 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Designed to help build your nest egg by paying a higher interest rate on a lower balance. Requires an automatic transfer from your Fit Checking. Minimum to open $0.
Offer: Automatic transfer from Fit Checking required.
Qualified rate · 0.50% interest rate
Rate by balance
Rate by balance for Fit Savings Balance APY Up to $1,000 0.50% Over $1,000Your amountStated APY range on schedule is .50% - .25% APY* with 0.25% interest rate for $1000.01 or more. 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Can be used for overdraft protection of your checking account.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Accounts default to paper statements for a $2 fee; no monthly fees when enrolled in electronic statements.
Offer: Default paper statements incur a $2 fee; paperless electronic statements have no monthly fees.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Variable rate compounded daily and paid monthly. Minimum balance to avoid fees: $0 for the first 9 months; $200 after 9 months. Monthly maintenance fee: $4 if balance falls below minimum.
Offer: $4 monthly maintenance fee waived if balance is maintained ($0 for the first 9 months; $200 after 9 months). Variable rate compounded daily and paid monthly.
0.25% interest rate · Compounded daily · $4 monthly fee · Effective Jun 26, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $4 monthly maintenance fee if balance falls below minimum ($25 for under 18 years old, $200 for 18 or older). Variable interest rate compounded daily and paid monthly.
Offer: $4 monthly fee waived if minimum balance is maintained ($25 if under 18; $200 if 18 or older). Rate compounded daily and paid monthly.
0.25% interest rate · Compounded daily · $4 monthly fee · Effective Jun 26, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account. Deposit of $5 or more establishes lifetime membership.
Offer: Share/Savings: .25% with a balance of $500.00 or more.
0.25% interest rate · Effective Aug 22, 2016
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounding quarterly. Six electronic transfers per quarter. Fees charged against the account may reduce earnings. Rate may change after account is opened.
Offer: No fees on accounts with $100 average daily balance. Interest compounding quarterly.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounding monthly. Debit card access. Receive monthly statements. Fees charged against the account may reduce earnings. Rate may change after account is opened.
Offer: No fees on accounts with $500 average daily balance. Interest compounding monthly.
0.25% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Ohio
643 accounts at 265 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch