Bank · FDIC insured
Woodsfield Savings Bank
A $123.3M bank headquartered in Woodsfield, OH, with 3 branches in Ohio. Best rates: savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings710.25%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Woodsfield Savings Bank
Woodsfield Savings Bank has served its community since 1887 and operates branch locations in Woodsfield, Barnesville, and Cadiz, Ohio.
- Headquarters
- 600 Lewisville Rd, Woodsfield, OH 43793
- FDIC certificate
- 32292 ↗
Branches
3 branches in Ohio
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Ohio
3 branches
Woodsfield area · 1
- Woodsfield Savings BankMain office600 Lewisville Rd, Woodsfield, OH 43793Directions
Wheeling area · 1
- Barnsville Branch201 N Chestnut St, Barnesville, OH 43713Directions
Cadiz area · 1
- Cadiz Branch202 West Market Street, Cadiz, OH 43907Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.93% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.10% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio8.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.93%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.10%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Woodsfield Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.