Credit union · Privately insured
Abbey Credit Union Savings Rates
Abbey Credit Union’s best savings rate is 0.25% APY on $10,000, with its Consumer Money Market. Rates checked October 16, 2026.
How Abbey Credit Union’s savings rates compare
Compared with banks and credit unions near Dayton, OH, where Abbey Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Abbey Credit Union
2.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $200
High Yield Savings
Top rate
Pathways Financial Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Abbey Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.28%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Abbey Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Consumer Money Market
0.25%APY
A Share Savings account must be present to qualify for a Money Market Account. $2,500.00 minimum balance required or a fee may apply and interest rate is reduced to current Share Savings Rate. Dividends paid monthly and subject to change monthly. Maximum 6 withdrawals per month ($5.00 fee per withdrawal over 6); $500.00 minimum withdrawal ($5.00 fee for withdrawals under $500.00).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 2.02% | — |
| $50,000 – $250,000 | 2.28% | — |
| $250,000 and up | 2.38% | — |
High Yield Savings
2.00%APY
Abbey Rewards account. No monthly service charges. No fees to open or close. $2,500 minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $15,000First $15,000 earns 2.00% APY when qualified; requires $2,500 minimum balance. | 2.00% | $200 | First $15,000 earns 2.00% APY when qualified; requires $2,500 minimum balance. |
| Over $15,000Amounts over $15,000 earn 0.05% APY. | 0.05% | — | Amounts over $15,000 earn 0.05% APY. |
Regular Share
0.05%APY
Minimum $500 is required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $300Minimum $500 is required to earn dividends. | 0.00% | — | Minimum $500 is required to earn dividends. |
| $300 and upMinimum $500 is required to earn dividends. | 0.05% | $5 | Minimum $500 is required to earn dividends. |
Sources (1)
- abbeycu.com/rates · captured Oct 16, 2026
Special-purpose accounts
Young Adult Savings
3.00%APY
For members ages 18-25. Must be linked to a Cash Reward Checking or High Yield Savings. Automatically converts to a High Yield Savings at age 25. No monthly service charges. No fees to open or close. $100 minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Earns 3.00% APY on first $5,000 when qualified. $100 minimum balance required.$100 – $5,000 | 3.00% | — | Earns 3.00% APY on first $5,000 when qualified. $100 minimum balance required. |
IRAs (Roth & Traditional)
0.50%APY
Deposit rates effective September 22, 2026. Minimum $500 is required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $500 is required to earn dividends.Any balance | 0.50% | $50 | Minimum $500 is required to earn dividends. |
Christmas Club
0.05%APY
Minimum $500 is required to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $500 is required to earn dividends.Any balance | 0.05% | $5 | Minimum $500 is required to earn dividends. |
KIDZ Accounts
0.05%APY
For members under 18; joint account with parent/guardian. Minimum $500 is required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $300Minimum $500 is required to earn dividends. | 0.00% | — | Minimum $500 is required to earn dividends. |
| $300 and upMinimum $500 is required to earn dividends. | 0.05% | $5 | Minimum $500 is required to earn dividends. |
Who can join Abbey Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montgomery, Miami, Greene, Darke, and Shelby counties.
Membership information collected October 5, 2026.