Bank · FDIC insured
Hocking Valley Bank
A $354M bank headquartered in Athens, OH, with 5 branches in Ohio. Best rates: CDs 3.90% and savings 0.25% APY.
Hocking Valley Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#4 of 5 in Athens, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hocking Valley Bank
Located in the foothills of Appalachian Ohio, Hocking Valley Bank serves customers in Athens, Hocking, Fairfield, Licking, Franklin, Morgan, Perry, Washington, Meigs, Vinton, and Jackson counties.
- Headquarters
- 7 W Stimson Ave, Athens, OH 45701
- FDIC certificate
- 18858 ↗
Branches
5 branches in Ohio
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Ohio
5 branches
- The Hocking Valley BankMain office7 W Stimson Ave, Athens, OH 45701Directions
- Albany Branch5322 Washington Rd, Albany, OH 45710Directions
- Court Street Branch23 S Court St, Athens, OH 45701Directions
- Coolville Branch26111 Main St, Coolville, OH 45723Directions
- The Plains Branch118 N Plains Rd, The Plains, OH 45780Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.44% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.54% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio11.44%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hocking Valley Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.