Credit union · NCUA insured
Firelands Federal Credit Union
Top CarrotA $569.5M credit union headquartered in Bellevue, OH, with 36,412 members and 6 branches in Ohio. Best rates: CDs 4.00% and savings 1.50% APY.
Firelands Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#2 of 9 in Norwalk, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Firelands Federal Credit Union
Firelands Federal Credit Union is a member-owned, not-for-profit credit union serving Erie, Huron, and Crawford counties since 1957.
- Headquarters
- 300 North Street, Bellevue, OH 44811
- NCUA charter
- 11674
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Huron, Erie, or Crawford counties is eligible to join Firelands FCU.
Family and household
- Individuals with family members who are existing Firelands Federal Credit Union members may qualify for membership.
Cost to join
- Membership requires opening a Share Savings Account with a minimum deposit of $5.
Branches
6 branches in Ohio
Loading map…
Ohio
6 branches
Norwalk area · 3
- Bellevue BranchMain office300 North Street, Bellevue, OH 44811Directions
- Monroeville Branch169 Ridge St N, Monroeville, OH 44847Directions
- Norwalk Branch175 Cleveland Rd, Norwalk, OH 44857Directions
Bucyrus area · 2
- Bucyrus Branch2100 E Mansfield St, Bucyrus, OH 44820Directions
- Galion Branch1222 State Route 598, Galion, OH 44833Directions
Sandusky area · 1
- Sandusky Branch325 W Perkins Ave, Sandusky, OH 44870Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.62% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.82% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.17% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $68 | $76 | — |
- CapitalNet worth ratio9.62%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.82%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$68Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Firelands Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.