Bank · FDIC insured
First Bank Richmond Savings Rates
First Bank Richmond’s best savings rate is 0.25% APY on $10,000, with its Statement Savings. Rates checked October 15, 2026.
How First Bank Richmond’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where First Bank Richmond has the most branches. $10,000, best rate first.
This bank’s best
First Bank Richmond
0.25%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $25
Fit Savings
Top rate
CFBank
4.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
First Bank Richmond savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank Richmond ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fit Savings
0.25%APY
Designed to help build your nest egg by paying a higher interest rate on a lower balance. Requires an automatic transfer from your Fit Checking. Minimum to open $0.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Automatic transfer from Fit Checking required. | 0.50% | — | Automatic transfer from Fit Checking required. |
| Over $1,000Automatic transfer from Fit Checking required. Stated APY range on schedule is .50% - .25% APY* with 0.25% interest rate for $1000.01 or more. | 0.25% | $25 | Automatic transfer from Fit Checking required. Stated APY range on schedule is .50% - .25% APY* with 0.25% interest rate for $1000.01 or more. |
Sources (2)
All captured Sep 18, 2026
Statement Savings
0.25%APY
Can be used for overdraft protection of your checking account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.25%APY
IRA savings account offered alongside Traditional and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upListed as STATEMENT SAVING under IRA CDs and IRA Savings Accounts page.$20 and up | 0.25% | $25 | Listed as STATEMENT SAVING under IRA CDs and IRA Savings Accounts page. |
Sources (2)
All captured Sep 18, 2026
Kid's First Savings
0.25%APY
Special account for children under 18; no service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Available for children under 18.Over $0 | 0.25% | $25 | Available for children under 18. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.