VacationLand Federal Credit Union Savings & Money Market Rates

How VacationLand Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Sandusky, OH, where VacationLand Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
VacationLand Federal Credit Union
0.25%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$25
Savings Account
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
U.S. Bank
2.00%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$200
U.S. Bank rates

Compare savings rates near you →

Savings score

Higher than 29% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0000.25%
$100,000 balance$100,0000.25%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where VacationLand Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Savings Account

0.25%APY$5 to open

Credit union membership required with purchase/maintenance of at least 1 share ($5.00 par value). Minimum daily balance of $100.00 required to earn dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance of $100.00 required to earn stated APY.$100 and up	0.25%	$25	Minimum balance of $100.00 required to earn stated APY.

Sources (4)

All captured Oct 6, 2026

Special-purpose accounts

IRA Money Market Plus+

1.25%APYIRA

Membership required with a minimum deposit of $5 in a savings account. Minimum deposit/withdrawal/transfer amount of $500. Available as an IRA.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,000Earn dividends on balances of $2,000 or greater.	0.00%	—	Earn dividends on balances of $2,000 or greater.
$2,000 – $10,000Earn dividends on balances of $2,000 or greater; Minimum balance to earn dividends is $2,000.00.	1.15%	—	Earn dividends on balances of $2,000 or greater; Minimum balance to earn dividends is $2,000.00.
$10,000 – $25,000Minimum balance to earn dividends is $10,000.00.	1.25%	$125	Minimum balance to earn dividends is $10,000.00.
$25,000 – $100,000Minimum balance to earn dividends is $25,000.00.	2.00%	—	Minimum balance to earn dividends is $25,000.00.
$100,000 and upMinimum balance to earn dividends is $100,000.00.	2.50%	—	Minimum balance to earn dividends is $100,000.00.

Sources (2)

All captured Oct 6, 2026

Money Market Plus+

1.25%APYIRA

Membership required with a minimum deposit of $5 in a savings account. Minimum deposit/withdrawal/transfer amount of $500. Check writing access included. Available as an IRA.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,000Earn dividends on balances of $2,000 or greater.	0.00%	—	Earn dividends on balances of $2,000 or greater.
$2,000 – $10,000Earn dividends on balances of $2,000 or greater; Minimum balance to earn dividends is $2,000.00.	1.15%	—	Earn dividends on balances of $2,000 or greater; Minimum balance to earn dividends is $2,000.00.
$10,000 – $25,000Minimum balance to earn dividends is $10,000.00.	1.25%	$125	Minimum balance to earn dividends is $10,000.00.
$25,000 – $100,000Minimum balance to earn dividends is $25,000.00.	2.00%	—	Minimum balance to earn dividends is $25,000.00.
$100,000 and upMinimum balance to earn dividends is $100,000.00.	2.50%	—	Minimum balance to earn dividends is $100,000.00.

Sources (2)

All captured Oct 6, 2026

Berenstain Bears Cub Club Account

1.00%APYKids and teens

For children age 12 and under (0-12 years of age). Tiered rate account where the rate for a met balance range applies to the full balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Tier applies to balances $0.00 to $99.99.	0.00%	—	Tier applies to balances $0.00 to $99.99.
$100 – $20,000Tier applies to full balance when balance is between $100.00 and $20,000.00.	1.00%	$100	Tier applies to full balance when balance is between $100.00 and $20,000.00.
Over $20,000Tier applies to full balance when balance is $20,000.01 and over.	0.25%	—	Tier applies to full balance when balance is $20,000.01 and over.

Sources (3)

All captured Oct 6, 2026

Youth Club Account

1.00%APYKids and teens

For teens age 13 to 19. No monthly fees. Tiered rate account where the rate for a met balance range applies to the full balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Tier applies to balances $0.00 to $99.99. No monthly fees.	0.00%	—	Tier applies to balances $0.00 to $99.99. No monthly fees.
$100 – $20,000Tier applies to full balance when balance is between $100.00 and $20,000.00. No monthly fees.	1.00%	$100	Tier applies to full balance when balance is between $100.00 and $20,000.00. No monthly fees.
Over $20,000Tier applies to full balance when balance is $20,000.01 and over. No monthly fees.	0.25%	—	Tier applies to full balance when balance is $20,000.01 and over. No monthly fees.

Sources (4)

All captured Oct 6, 2026

IRA Savings Account

0.75%APYIRA

Available as Traditional, Roth, SEP, and Coverdell IRAs. Subject to IRS limitations. Credit union membership required.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum daily balance of $100.00 required to earn stated APY.$100 and up	0.75%	$75	Minimum daily balance of $100.00 required to earn stated APY.

Sources (4)

All captured Oct 6, 2026

Christmas Club Account

0.25%APYClub

Credit union membership required. Funds transfer automatically to checking or savings on or after October 1. Withdrawals prior to transfer date require closing the account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance of $100.00 required to earn stated APY. Account balance transfers on or after October 1.$100 and up	0.25%	$25	Minimum balance of $100.00 required to earn stated APY. Account balance transfers on or after October 1.

Sources (3)

All captured Oct 6, 2026

Club Account

0.25%APYClub

Credit union membership required. Balances of $100.00 or greater earn dividends. No monthly service fees.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance of $100.00 required to earn stated APY. No monthly fees.$100 and up	0.25%	$25	Minimum balance of $100.00 required to earn stated APY. No monthly fees.

Sources (4)

All captured Oct 6, 2026

Who can join VacationLand Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← VacationLand Federal Credit Union overview

How VacationLand Federal Credit Union’s savings rates compare

VacationLand Federal Credit Union savings score

Current savings rates

Savings Account

Special-purpose accounts

IRA Money Market Plus+

Money Market Plus+

Berenstain Bears Cub Club Account

Youth Club Account

IRA Savings Account

Christmas Club Account

Club Account

Who can join VacationLand Federal Credit Union