Credit union · NCUA insured
Security Credit Union
Top CarrotA $651.8M credit union headquartered in Holly, MI, with 53,803 members and 15 branches in 2 states. Best rates: CDs 3.65% and savings 0.25% APY.
Security Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#20 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Security Credit Union
Security Credit Union is a member-owned financial cooperative founded in 1949 and headquartered in southern Genesee County, Michigan.
Originally established as Flint Buick Employees Federal Credit Union, it was founded to encourage thrift and provide loans at reasonable interest rates.
Today, the credit union operates 15 branches serving members across the entire state of Michigan and 14 counties in Northwest Ohio.
- Headquarters
- 5255 Security Park Blvd, Holly, MI 48442-9569
- NCUA charter
- 61159
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone that lives, works, worships, or attends school throughout the entire state of Michigan.
- Membership includes the Ohio counties of Allen, Defiance, Erie, Fulton, Hancock, Henry, Huron, Lucas, Ottawa, Putnam, Sandusky, Seneca, Williams, and Wood.
Branches
15 branches in 2 states
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Michigan
14 branches
Detroit area · 6
- Detroit Office2444 Clark St, Detroit, MI 48209Directions
- Imlay City Office337 E 1st St, Imlay City, MI 48444Directions
- Lapeer Office1073 S Lapeer Rd, Lapeer, MI 48446Directions
- Myers Road Office1495 Imlay City Rd, Lapeer, MI 48446Directions
- Warren Office4805 E 9 Mile Rd, Warren, MI 48091Directions
- Waterford Office4396 Highland Rd, Waterford, MI 48328Directions
Flint area · 4
- Center Road Office2230 S Center Rd, Burton, MI 48519Directions
- Linden Road Office2404 S Linden Rd, Flint, MI 48532Directions
- Flushing Branch220 E Main St, Flushing, MI 48433Directions
- Holly Road Office8040 Holly Rd, Grand Blanc, MI 48439Directions
Croswell area · 1
- Cros-Lex Office5200 Peck Rd, Croswell, MI 48422Directions
Midland area · 1
- Midland Office1000 S Saginaw Rd, Midland, MI 48640Directions
Owosso area · 1
- Owosso Office1400 E M 21, Owosso, MI 48867Directions
Saginaw area · 1
- Saginaw Office2882 Schust Rd, Saginaw, MI 48603Directions
Ohio
1 branch
- Toledo Office1001 S Reynolds Rd, Toledo, OH 43615Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.77% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.80% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.27% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio9.77%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.80%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.27%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Security Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.