Bank · FDIC insured
Minster Bank
A $811.6M bank headquartered in Minster, OH, with 7 branches in Ohio. Best rates: CDs 3.65% and savings 0.55% APY.
Minster Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#5 of 6 in Wapakoneta, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Minster Bank
Founded in 1914, Minster Bank is headquartered in Minster, Ohio.
The bank operates branches across western Ohio communities including Minster, New Bremen, Sidney, St. Marys, Troy, Wapakoneta, and Vandalia.
- Headquarters
- 95 W 4th St, Minster, OH 45865
- FDIC certificate
- 763 ↗
Branches
7 branches in Ohio
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Ohio
7 branches
Wapakoneta area · 4
- Minster BankMain office95 W 4th St, Minster, OH 45865Directions
- New Bremen Branch443 S Washington St, New Bremen, OH 45869Directions
- St. Marys Banking Center Branch301 W High St, St. Marys, OH 45885Directions
- Wapakoneta Banking Center Branch607 Defiance St, Wapakoneta, OH 45895Directions
Dayton area · 2
- Vandalia-Butler Branch8530 N Dixie Dr, Dayton, OH 45414Directions
- Troy Banking Center Branch1280 Experiment Farm Rd, Troy, OH 45373Directions
Sidney area · 1
- Sidney Banking Center Branch117 W Russell Rd, Sidney, OH 45365Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.08% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.62% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $64 | $81 | — |
- CapitalLeverage ratio10.08%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.62%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$64Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Minster Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.