Compare Bank & Credit Union Rates
Best savings rates in West Chester, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Butler County, OH · Showing Butler County, OH: too few institutions in West Chester, OH
- 1.03%APY$103 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Schedule table rate for balance $0 - $99,999.99. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
1.02% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 1.03% $100,000 – $250,000 1.13% $250,000 – $500,000 1.34% $500,000 and up 1.46% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must have a Miami Savings Bank checking account. Individual or joint accounts only (personal accounts only). Limit of 6 transactions per month. Interest rates are variable rates. Interest calculated on a continuous basis and paid quarterly.
Offer: Must have a Miami Savings Bank checking account. Individual or joint accounts only.
Qualified rate · 0.03% interest rate · Effective Jun 15, 2026
Rate by balance
Rate by balance for Triple Rate Savings Balance APY Up to $2,500 0.03% $2,500 – $100,000Your amount 1.00% $100,000 – $250,000 1.50% $250,000 and up 3.00% Rate checked
More details - AurGroup Financial CUAurMoney Market AccountAurMoney Market Account · $10,000 min · 1.00%–1.50% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Rate by balance
Rate by balance for AurMoney Market Account Balance APY $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 12 debit card purchases, agreeing to receive eStatements, and logging into online banking during each Monthly Qualification Cycle.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.67% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.97%APY$97 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Paid on entire balance for daily balance $99,999.99 or less. $3 monthly fee waived on balances of $300 or more.
0.97% interest rate · $3 monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.97% $100,000 – $250,000 1.08% $250,000 – $500,000 1.29% $500,000 and up 1.41% Rate checked
More details - 0.92%APY$92 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Footnote prose rate for daily balance $99,999.99 or less. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
0.92% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.92% $100,000 – $250,000 1.03% $250,000 – $500,000 1.24% $500,000 and up 1.36% Rate checked
More details - Telhio Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.21% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Also referred to as Insured Money Market Account. High-yield savings plan with no fees or early withdrawal penalties. Money market dividends are earned daily and paid monthly.
Offer: Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
0.05% interest rate · No monthly fee · Effective Oct 7, 2022
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.05% $5,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.11% $50,000 – $100,000 1.16% $100,000 and up 1.21% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 1st National BankMoney Market AccountMoney Market Account · $5 min · 0.05%–2.75% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived with $2,500 minimum daily balance. Up to 6 withdrawals per statement cycle at no additional fee; additional withdrawals $2.00 each. Minimum opening deposit $5.00. Interest compounded daily and credited quarterly (or compounded daily on all deposits per rate schedule).
Offer: $15 monthly maintenance fee waived with $2,500 minimum daily balance. Up to 6 withdrawals per statement cycle at no additional fee; additional withdrawals $2.00 each.
Compounded daily · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 1.00% $50,000 – $99,999 2.50% $100,000 and up 2.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: The only requirement to open an account for a qualified member is a $5.00 deposit into a shares (savings) account.
Effective Jan 10, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns daily compounding interest. $5 monthly maintenance fee waived with a $500 minimum balance; no monthly maintenance fee for seniors or minors. Low minimum opening balance.
Offer: Tier for balances up to $9,999. $5 monthly maintenance fee waived with a $500 minimum balance; no monthly maintenance fee for seniors or minors.
0.05% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $9,999 0.05% $9,999 – $24,999Your amount 0.15% $24,999 and up 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No sign up fees. No monthly account maintenance fees. Free access to Online Banking and Online Bill Pay.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Butler County, OH
74 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.00%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.07%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches