Bank · FDIC insured
Miami Savings Bank Savings Rates
Miami Savings Bank’s best savings rate is 0.03% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Miami Savings Bank’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Miami Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Miami Savings Bank
1.00%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $100
Triple Rate Savings
Top rate
General Electric Credit Union
4.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $425
Miami Savings Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Miami Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Triple Rate Savings
1.00%APY
Must have a Miami Savings Bank checking account. Individual or joint accounts only (personal accounts only). Limit of 6 transactions per month. Interest rates are variable rates. Interest calculated on a continuous basis and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Must have a Miami Savings Bank checking account. Individual or joint accounts only. | 0.03% | — | Must have a Miami Savings Bank checking account. Individual or joint accounts only. |
| $2,500 – $100,000Must have a Miami Savings Bank checking account. Individual or joint accounts only. | 1.00% | $100 | Must have a Miami Savings Bank checking account. Individual or joint accounts only. |
| $100,000 – $250,000Must have a Miami Savings Bank checking account. Individual or joint accounts only. | 1.50% | — | Must have a Miami Savings Bank checking account. Individual or joint accounts only. |
| $250,000 and upMust have a Miami Savings Bank checking account. Individual or joint accounts only. | 3.00% | — | Must have a Miami Savings Bank checking account. Individual or joint accounts only. |
Sources (2)
- miamisavings.bank/personal/dep…s/personal-deposit-rates
- miamisavings.bank/personal/deposit-products/savings
All captured Sep 17, 2026
Statement Savings
0.03%APY
Limit of 6 transactions per month. Variable rate. Minimum balance required to earn interest. Interest calculated on a continuous basis and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceLimit of 6 transactions per month. Variable rate. Minimum balance required to earn interest. Interest calculated on a continuous basis and paid monthly.Any balance | 0.03% | $3 | Limit of 6 transactions per month. Variable rate. Minimum balance required to earn interest. Interest calculated on a continuous basis and paid monthly. |
Sources (2)
- miamisavings.bank/personal/dep…s/personal-deposit-rates
- miamisavings.bank/personal/deposit-products/savings
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.01%APY
Interest credited in October when checks are processed. If account is closed earlier, accrued interest will be forfeited. Limit of 6 transactions per month. Variable rate. Minimum balance required to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCredits interest in October when checks are processed; accrued interest forfeited if closed earlier.Any balance | 0.01% | $1 | Credits interest in October when checks are processed; accrued interest forfeited if closed earlier. |
Sources (2)
- miamisavings.bank/personal/dep…s/personal-deposit-rates
- miamisavings.bank/personal/deposit-products/savings
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.