Bank · FDIC insured
LCNB National Bank Savings Rates
LCNB National Bank’s best savings rate is 1.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How LCNB National Bank’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where LCNB National Bank has the most branches. $10,000, best rate first.
This bank’s best
LCNB National Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
General Electric Credit Union
4.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $425
LCNB National Bank savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LCNB National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus
5.00%APY
Must be an Ohio resident at least 18 years of age with primary residence in Ohio. Account proceeds must be used towards down payment or closing costs of a home purchase in Ohio within 5 years of account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $100,000Variable rate account. Must maintain a minimum average daily balance of $500.00. Account cannot exceed $100,000.00.$500 – $100,000 | 5.00% | $500 | Variable rate account. Must maintain a minimum average daily balance of $500.00. Account cannot exceed $100,000.00. |
Sources (1)
- lcnb.com/homebuyer-plus · captured Sep 17, 2026
Kasasa Saver
Up to 1.00%APY
Links to Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 12 debit card purchases, agreeing to receive eStatements, and logging into online banking during each Monthly Qualification Cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000When qualifications in Kasasa Cash or Kasasa Cash Back are met. | 1.00% | $100 | When qualifications in Kasasa Cash or Kasasa Cash Back are met. |
| Any balanceBase rate earned on all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met. | 0.05% | $5 | Base rate earned on all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met. |
| $50,000 and upAPY ranges from 1.00% to 0.67% on portion of balance over $50,000 depending on balance in account when qualifications are met. | 0.67% | — | APY ranges from 1.00% to 0.67% on portion of balance over $50,000 depending on balance in account when qualifications are met. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.