Bank · FDIC insured
Miami Savings Bank
A $148.3M bank headquartered in Miamitown, OH, with 4 branches in Ohio. Best rates: CDs 4.00% and savings 0.03% APY.
Miami Savings Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#48 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Miami Savings Bank
- Headquarters
- 8008 Ferry Street, Miamitown, OH 45041
- FDIC certificate
- 32293 ↗
Branches
4 branches in Ohio
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Ohio
4 branches
- Miami Savings BankMain office8008 Ferry Street, Miamitown, OH 45041Directions
- New Foundation Savings Bank Branch8249 Clara Ave, Cincinnati, OH 45239Directions
- State Street Branch444 S State St, Harrison, OH 45030Directions
- Oxford Branch475 Mcguffey Ave, Oxford, OH 45056Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 23.18% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.97% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio23.18%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.97%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Miami Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.