Bank · FDIC insured
First Federal Lakewood Savings Rates
Top CarrotFirst Federal Lakewood’s best savings rate is 2.02% APY on $10,000, with its Uplift Savings. Rates checked October 16, 2026.
How First Federal Lakewood’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where First Federal Lakewood has the most branches. $10,000, best rate first.
This bank’s best
First Federal Lakewood
2.02%APY
- Minimum
- $50
- Earns on $10,000 a year
- $202
Uplift Savings
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
First Federal Lakewood savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0003.04%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Federal Lakewood ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Thrive Money Market Account
0.35%APY
Interest is compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.35% | $35 |
| $50,000 – $100,000 | 0.35% | — |
| $100,000 – $250,000 | 3.04% | — |
| $250,000 – $500,000 | 3.30% | — |
| $500,000 and up | 3.56% | — |
Uplift Savings
2.02%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Balances under $50,000 ($0 – $49,999). | 2.02% | $202 | Balances under $50,000 ($0 – $49,999). |
| $50,000 – $99,999Balances $50,000 to $99,999. | 2.53% | — | Balances $50,000 to $99,999. |
| $100,000 and upBalances $100,000 or more ($100,000+). | 0.20% | — | Balances $100,000 or more ($100,000+). |
Sources (4)
All captured Oct 6, 2026
Select Money Market
0.35%APY
Promotional rates available for new money only (money not currently on deposit with the bank). $10 monthly fee is waived if daily balance is at least $10,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. | 0.35% | $35 | Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. |
| $25,000 – $99,999Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. | 0.60% | — | Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. |
| $100,000 – $249,999Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. | 0.70% | — | Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. |
| $250,000 and upPromotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. | 0.80% | — | Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000. |
Statement Savings
0.05%APY
Promotional rates available for new money only (money not currently on deposit with the bank). $1 monthly fee waived with minimum $100 daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Balances under $15,000; promotional rate for new money only; $1 monthly fee waived if daily balance is at least $100. | 0.05% | $5 | Balances under $15,000; promotional rate for new money only; $1 monthly fee waived if daily balance is at least $100. |
| $15,000 – $24,999Balances $15,000 to $24,999; promotional rate for new money only; $1 monthly fee waived if daily balance is at least $100. | 0.15% | — | Balances $15,000 to $24,999; promotional rate for new money only; $1 monthly fee waived if daily balance is at least $100. |
| $25,000 and upBalances $25,000 or more; promotional rate for new money only; $1 monthly fee waived if daily balance is at least $100. | 0.20% | — | Balances $25,000 or more; promotional rate for new money only; $1 monthly fee waived if daily balance is at least $100. |
Special-purpose accounts
Health Savings Account
0.20%APY
Requires qualifying high-deductible health insurance coverage. $10 set-up fee. Promotional rates available for new money only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balances under $2,500; requires qualifying high-deductible health insurance coverage; $10 set-up fee; promotional rate for new money only. | 0.10% | — | Balances under $2,500; requires qualifying high-deductible health insurance coverage; $10 set-up fee; promotional rate for new money only. |
| $2,500 – $4,999Balances $2,500 to $4,999; requires qualifying high-deductible health insurance coverage; $10 set-up fee; promotional rate for new money only. | 0.15% | — | Balances $2,500 to $4,999; requires qualifying high-deductible health insurance coverage; $10 set-up fee; promotional rate for new money only. |
| $5,000 and upBalances $5,000 or more; requires qualifying high-deductible health insurance coverage; $10 set-up fee; promotional rate for new money only. | 0.20% | $20 | Balances $5,000 or more; requires qualifying high-deductible health insurance coverage; $10 set-up fee; promotional rate for new money only. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.