Credit union · Privately insured
PSE Credit Union Savings Rates
PSE Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How PSE Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where PSE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PSE Credit Union
0.40%APY
- Minimum
- $50
- Earns on $10,000 a year
- $40
Money Market Accounts
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
PSE Credit Union savings score
76
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PSE Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.40%APY
Variable interest rate. Dividends are paid monthly. $10 fee on more than 3 withdrawals or transfers per month. First 25 checks free.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.25% | — |
| $10,000 – $24,999 | 0.40% | $40 |
| $25,000 – $49,999 | 0.50% | — |
| $50,000 – $99,999 | 0.75% | — |
| $100,000 – $249,999 | 1.00% | — |
| $250,000 and up | 1.70% | — |
Sources (2)
All captured Sep 18, 2026
Share Accounts
0.05%APY
Referred to as a share account. Initial $5 deposit to open. Dividends paid quarterly on the last day of December, March, June, and September. No minimum balance requirement to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.05% | $5 |
| $25,000 – $100,000 | 0.05% | — |
| $100,000 and up | 0.10% | — |
Special Savings Accounts
0.05%APY
Can be named anything by the member. Allows automatic deposits via payroll deduction or direct deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.05% | $5 |
| $25,000 – $100,000 | 0.05% | — |
| $100,000 and up | 0.10% | — |
Special-purpose accounts
IRA Savings
0.35%APY
Payments can be made via payroll deduction, regular deposits, or lump sum contribution.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.35% | $35 |
Christmas Club
0.05%APY
Savings plus interest is deposited directly into the member's regular savings account on November 1 each year. Dividends are declared at the October Board Meeting based on the regular share account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join PSE Credit Union
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