Credit union · NCUA insured
Unity Catholic FCU
A $98.7M credit union headquartered in Parma, OH, with 9,125 members and 2 branches in Ohio. Best rates: CDs 4.06% and savings 0.40% APY.
Unity Catholic FCU Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#19 of 60 in Cleveland, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Unity Catholic FCU
Headquartered in Parma, Ohio, Unity Catholic Federal Credit Union was established in 1942 to serve parishioners and families of St. Charles Borromeo Parish.
Renamed in 2007, the member-owned credit union has grown to serve more than 10,000 members across the Catholic Diocese of Cleveland.
- Headquarters
- 5839 Ridge Rd, Parma, OH 44129-3165
- NCUA charter
- 4966
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
- Organizations or corporate entities of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
- Members of a church parish of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
- Persons receiving services or volunteering with outreach organizations of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
Military, government and schools
- Students in any school or university of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
Family and household
- Family members of existing Unity Catholic members are eligible to join.
Cost to join
- An initial deposit of $5 is required to open an account.
Branches
2 branches in Ohio
Loading map…
Ohio
2 branches
- St Charles OfficeMain office5839 Ridge Rd, Parma, OH 44129Directions
- Brunswick Office1500 Pearl Rd, Brunswick, OH 44212Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.09% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.98% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.42% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio9.09%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.98%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.42%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Unity Catholic FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.