Credit union · Privately insured
PSE Credit Union
A $348.5M credit union headquartered in Parma, OH, with 25,559 members and 6 branches in Ohio. Best rates: CDs 4.32% and savings 0.40% APY.
PSE Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#12 of 60 in Cleveland, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About PSE Credit Union
Organized in 1955 by Parma School Employees as a state-chartered credit union, PSE Credit Union is a member-owned cooperative financial institution.
Headquartered with its main office in Parma, Ohio, the credit union has grown through numerous mergers, including North Coast Credit Union and Community United Credit Union.
- Headquarters
- 5255 Regency Dr, Parma, OH 44129-5453
- NCUA charter
- 96768
Branches
6 branches in Ohio
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Ohio
6 branches
- Main OfficeMain office5255 Regency Dr, Parma, OH 44129Directions
- Broadview Heights1100 W Royalton Rd Ste Ee, Broadview Heights, OH 44147Directions
- Cleveland Branch1800 Carnegie Ave, Cleveland, OH 44115Directions
- Medina3845 Pearl Rd, Medina, OH 44256Directions
- Strongsville - Pearl10883 Pearl Rd Ste 203, Strongsville, OH 44136Directions
- Strongsville - Prospect12700 Prospect Rd, Strongsville, OH 44149Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.08% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.61% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.91% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $74 | $76 | — |
- CapitalNet worth ratio11.08%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.61%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.91%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$74Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PSE Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.