Credit union · Privately insured
Achieve CU
Top CarrotA $199.5M credit union headquartered in Elyria, OH, with 11,254 members and 3 branches in Ohio. Best rates: CDs 4.25% and savings 0.10% APY.
Achieve CU Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#3 of 60 in Cleveland, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Achieve CU
Chartered in 1958 as Midview Credit Union and headquartered in Elyria, Ohio, Achieve Credit Union is a member-owned, not-for-profit financial institution.
Formerly known as School Employees Lorain County Credit Union, it merged with Lorain School Employees Credit Union in 2014 and serves Lorain, Cuyahoga, Erie, and Medina counties.
- Headquarters
- 340 Griswold Rd, Elyria, OH 44035
- NCUA charter
- 97094
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Lorain County, Cuyahoga County, Erie County, or Medina County, Ohio.
Military, government and schools
- Membership is open to any retired educator of a Lorain County school, regardless of where they currently live.
Family and household
- Membership is open to immediate family members (spouse, children, stepchildren, parents, stepparents, siblings, stepsisters, stepbrothers, grandparents, grandchildren, step-grandchildren, mother-in-law, and father-in-law) of an existing member, regardless of where they currently live.
Cost to join
- A minimum initial deposit of $5.00 is required to open a Share Savings account.
Branches
3 branches in Ohio
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Ohio
3 branches
- Achieve Credit Union, Inc.Main office340 Griswold Rd, Elyria, OH 44035Directions
- Achieve Credit Union, Inc.546 N Center St, LaGrange, OH 44050Directions
- Achieve Credit Union, Inc.4459 Oberlin Ave, Lorain, OH 44053Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.25% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.01% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.68% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $44 | $76 | — |
- CapitalNet worth ratio11.25%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.01%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.68%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$44Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Achieve CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.