Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 646–660 results in New York
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back account; DFCU Savings required to become a member; limit 1 account per member.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 19, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member of the credit union must have a $5 share account (a savings account). $100 on deposit required to earn interest.
Offer: $100 on deposit required to earn interest.
0.05% interest rate · Effective Jul 1, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
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More details - Gates Chili Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000Your amount 0.05% $10,000 – $25,000 0.10% $25,000 – $50,000 0.20% $50,000 – $75,000 0.25% Over $75,000 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
Offer: Daily minimum of $100 to earn dividends.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum share account balance is required for TEGFCU membership. Dividends declared on the last day of the month.
Offer: Daily minimum of $100 to earn dividends.
0.05% interest rate · Effective Jun 1, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to join credit union. Initial deposit of $30.00 includes a $5.00 one-time membership fee. Must maintain a $25.00 balance. Dividends earned on balances of $2,500.00 and above.
Offer: Minimum balance required to earn a dividend.
0.05% interest rate · Effective Feb 1, 2023
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 5 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Requires an initial share deposit of $5.00 upon joining SPXFCU. Membership subject to eligibility.
0.04% interest rate · Effective Sep 28, 2026
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More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person listed on the account is under 18 years old. Variable rate account.
Offer: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person is under 18 years old. Variable rate account.
0.04% interest rate · $5 monthly fee
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More details - 0.04%APY$4 a year on $10,000
0.04% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: A $5 deposit ($10 deposit for joint accounts) is required to open and maintain account/membership.
Offer: Minimum $5 deposit ($10 for joint accounts) required to open and maintain membership.
0.04% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
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More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Automatic access to Basic (Share) Savings Account upon becoming a member. Funds can be deposited or withdrawn at discretion.
Offer: Dividends paid quarterly. No minimum balance to maintain.
0.03% interest rate · Effective Oct 23, 2026
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More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches