Credit union · NCUA insured
United Nations Federal Credit Union
A $10.5B credit union, the 22nd largest of 4,329, headquartered in Long Island City, NY, with 264,065 members and 3 branches in New York. Best rates: savings 0.05% APY.
United Nations Federal Credit Union Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#156 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United Nations Federal Credit Union
United Nations Federal Credit Union was founded in 1947 by UN employees to serve the UN community.
The credit union focuses on serving the people who serve the world and empowering global citizens to reach their financial goals.
- Headquarters
- 2401 44th Rd, Long Island City, NY 11101
- NCUA charter
- 5588
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of the Asian Development Bank (ADB) are eligible to join.
- Employees of Gavi, the Vaccine Alliance are eligible to join.
- Employees of the United Nations Foundation are eligible to join.
- Employees and members of the United Nations Association of the United States of America (UNA-USA) are eligible to join.
- Employees of the United Nations Child Care Center are eligible to join.
- Employees of USA for UNHCR are eligible to join.
11 more ways to join
Employers and groups
- Employees of the US Fund for UNICEF are eligible to join.
- Employees of the World Federation of United Nations Associations are eligible to join.
Military, government and schools
- Employees of the NATO Liaison Office to the UN in New York are eligible to join.
- Employees of the OSCE (Organization for Security and Co-operation in Europe) are eligible to join.
- Employees of permanent missions to the UN in New York (and the permanent missions themselves for organizational accounts) are eligible to join.
- Consultants of the United Nations and its affiliated agencies in eligible countries with contracts of at least 6 months are eligible to join.
- Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund, are eligible to join.
- United Nations volunteers in eligible countries with contracts of at least 6 months are eligible to join.
- Employees, students, and family members of students of the United Nations International School are eligible to join.
Family and household
- Family members (spouse, parents, children, grandchildren, grandparents, siblings) of a UNFCU member are eligible to join.
- Individuals permanently residing in the same household as a UNFCU member and forming a single domestic arrangement and shared economic unit are eligible to join.
Branches
3 branches in New York
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New York
3 branches
- UNFCU HeadquartersMain office2401 44th Rd, Long Island City, NY 11101Directions
- UN General Assembly Building405 E 42nd St, New York, NY 10017Directions
- UN Plaza Branch2 United Nations Plz Fl 3, New York, NY 10017Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.78% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.28% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.39% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $66 | $88 | — |
- CapitalNet worth ratio9.78%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.28%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.39%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$66Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United Nations Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.