Credit union · NCUA insured
Dannemora Federal Credit Union
A $319.7M credit union headquartered in Plattsburgh, NY, with 22,682 members and 5 branches in New York. Best rates: CDs 1.00% and savings 0.30% APY.
Dannemora Federal Credit Union Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#5 of 8 in Plattsburgh, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dannemora Federal Credit Union
Dannemora Federal Credit Union was organized in 1958 by employees of the Dannemora State Hospital to provide safe and confidential savings and borrowing.
The member-owned credit union operates four branches across Clinton, Essex, Franklin, and St. Lawrence Counties in New York.
- Headquarters
- 342 Tom Miller Rd, Plattsburgh, NY 12901
- NCUA charter
- 12473
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or worships in Clinton, Essex, Franklin, or St. Lawrence Counties in New York.
Cost to join
- Opening membership requires a $5.00 deposit into a DFCU Savings account.
Branches
5 branches in New York
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New York
5 branches
- Dannemora-Operations (Main Office)Main office342 Tom Miller Rd, Plattsburgh, NY 12901Directions
- Dannemora-Champlain10 Elm St, Champlain, NY 12919Directions
- Dannemora Branch27 State Rd Ste 2, Dannemora, NY 12929Directions
- Dannemora-New York122 New York Rd, Plattsburgh, NY 12903Directions
- Dannemora-Tom Miller344 Tom Miller Rd, Plattsburgh, NY 12901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.51% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.13% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio14.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.51%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.13%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dannemora Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.