Credit union · NCUA insured
Gates Chili Federal Credit Union Savings Rates
Gates Chili Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Gates Chili Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Rochester, NY, where Gates Chili Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gates Chili Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $5
Money Market
Top rate
Family First Federal Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Gates Chili Federal Credit Union savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.00%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gates Chili Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.05% | $5 |
| $10,000 – $25,000 | 0.10% | — |
| $25,000 – $50,000 | 0.20% | — |
| $50,000 – $75,000 | 0.25% | — |
| Over $75,000 | 0.30% | — |
Savings Accounts
0.00%APY
Primary share savings account serves as Membership with Gates Chili FCU. Minimum balance requirement of $25. Additional savings accounts may be opened with a $25 minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.00% | $0 |
Special-purpose accounts
Club Accounts
0.01%APY
Includes holiday and summer living club accounts with withdrawal restrictions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawal restrictions apply.Any balance | 0.01% | $1 | Withdrawal restrictions apply. |
Who can join Gates Chili Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or actively volunteers in the towns of Gates or Chili.
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.