Credit union · NCUA insured
Dannemora Federal Credit Union Savings Rates
Dannemora Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Dannemora Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Plattsburgh, NY, where Dannemora Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dannemora Federal Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $200
Free Kasasa Saver
Top rate
UFirst Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
North Country Savings Bank
3.56%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $356
Dannemora Federal Credit Union savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.80%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dannemora Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 2.00%APY
Must have a linked Kasasa Cash or Kasasa Cash Back account; DFCU Savings required to become a member; limit 1 account per member.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle (at least 15 debit card purchases, enrolled in eStatements, log into Online Banking). | 2.00% | $200 | Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle (at least 15 debit card purchases, enrolled in eStatements, log into Online Banking). |
| Any balanceWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met during Monthly Qualification Cycle. | 0.05% | $5 | When qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met during Monthly Qualification Cycle. |
| $50,000 and upQualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle; 0.75% interest rate on portion of balance over $50,000 resulting in a range of 2.00% to 0.75% APY. | 0.75% | — | Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle; 0.75% interest rate on portion of balance over $50,000 resulting in a range of 2.00% to 0.75% APY. |
Sources (3)
- dfcu.net/accounts/personal-sav…s/free-kasasa-saver.html
- dfcu.net/services-tools/tools/rates.html
- dfcu.net/accounts/personal-savings
All captured Sep 17, 2026
Money Market Account
0.30%APY
DFCU Savings required to become a member. Rates are variable and may change after the account is opened. Balances of less than $5,000 will not earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. | 0.30% | $30 | Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. |
| $25,000 – $50,000Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. | 0.40% | — | Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. |
| $50,000 – $75,000Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. | 0.70% | — | Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. |
| $75,000 and upBalances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. | 0.80% | — | Balances of less than $5,000 will not earn dividends. Rates are variable and may change after the account is opened. |
Sources (2)
All captured Sep 17, 2026
Escrow
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.10% | $10 | A minimum balance of $50.00 is required to earn dividends. |
Sources (1)
- dfcu.net/services-tools/tools/rates.html · captured Sep 17, 2026
DFCU Savings
0.05%APY
Establishes membership with DFCU.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.05% | $5 | A minimum balance of $50.00 is required to earn dividends. |
Sources (3)
- dfcu.net/accounts/personal-savings/dfcu-savings.html
- dfcu.net/services-tools/tools/rates.html
- dfcu.net/accounts/personal-savings
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs) - IRA Shares
0.30%APY
Traditional and Roth IRA options available; DFCU Savings required to become a member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.30% | $30 | A minimum balance of $50.00 is required to earn dividends. |
Sources (3)
- dfcu.net/accounts/personal-sav…ement-accounts-iras.html
- dfcu.net/services-tools/tools/rates.html
- dfcu.net/accounts/personal-savings
All captured Sep 17, 2026
Christmas Club
0.05%APY
DFCU Savings required to become a member; funds automatically released via check or deposited to a DFCU account in early October each calendar year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.05% | $5 | A minimum balance of $50.00 is required to earn dividends. |
Sources (3)
- dfcu.net/accounts/personal-savings/club-accounts.html
- dfcu.net/services-tools/tools/rates.html
- dfcu.net/accounts/personal-savings
All captured Sep 17, 2026
Vacation Club
0.05%APY
DFCU Savings required to become a member; funds are available anytime you need them, year-round.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upA minimum balance of $50.00 is required to earn dividends.$50 and up | 0.05% | $5 | A minimum balance of $50.00 is required to earn dividends. |
Sources (3)
- dfcu.net/accounts/personal-savings/club-accounts.html
- dfcu.net/services-tools/tools/rates.html
- dfcu.net/accounts/personal-savings
All captured Sep 17, 2026
Who can join Dannemora Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or worships in Clinton, Essex, Franklin, or St. Lawrence Counties in New York.
Cost to join
- Opening membership requires a $5.00 deposit into a DFCU Savings account.
Membership information collected October 5, 2026.