Credit union · NCUA insured
United Nations Federal Credit Union Savings Rates
United Nations Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Savings. Rates checked September 17, 2026.
How United Nations Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where United Nations Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
United Nations Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
United Nations Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Nations Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- unfcu.org/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Savings
0.05%APY
Available to US citizens or permanent residents who choose to open a savings account as an individual retirement account (IRA) for tax benefits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- unfcu.org/rates · captured Sep 17, 2026
Closed to new customers
Club Account
0.05%APY
Applies to club accounts opened on or before 28 February 2017.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to club accounts opened on or before 28 February 2017.Any balance | 0.05% | $5 | Applies to club accounts opened on or before 28 February 2017. |
Sources (1)
- unfcu.org/rates · captured Sep 17, 2026
Who can join United Nations Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of the Asian Development Bank (ADB) are eligible to join.
- Employees of Gavi, the Vaccine Alliance are eligible to join.
- Employees of the United Nations Foundation are eligible to join.
- Employees and members of the United Nations Association of the United States of America (UNA-USA) are eligible to join.
- Employees of the United Nations Child Care Center are eligible to join.
- Employees of USA for UNHCR are eligible to join.
11 more ways to join
Employers and groups
- Employees of the US Fund for UNICEF are eligible to join.
- Employees of the World Federation of United Nations Associations are eligible to join.
Military, government and schools
- Employees of the NATO Liaison Office to the UN in New York are eligible to join.
- Employees of the OSCE (Organization for Security and Co-operation in Europe) are eligible to join.
- Employees of permanent missions to the UN in New York (and the permanent missions themselves for organizational accounts) are eligible to join.
- Consultants of the United Nations and its affiliated agencies in eligible countries with contracts of at least 6 months are eligible to join.
- Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund, are eligible to join.
- United Nations volunteers in eligible countries with contracts of at least 6 months are eligible to join.
- Employees, students, and family members of students of the United Nations International School are eligible to join.
Family and household
- Family members (spouse, parents, children, grandchildren, grandparents, siblings) of a UNFCU member are eligible to join.
- Individuals permanently residing in the same household as a UNFCU member and forming a single domestic arrangement and shared economic unit are eligible to join.
Membership information collected October 5, 2026.