Credit union · NCUA insured
St. Pius Federal Credit Union
A $98.2M credit union headquartered in Rochester, NY, with 5,103 members and 1 branch in New York. Best rates: CDs 4.10% and savings 0.75% APY.
St. Pius Federal Credit Union Carrot Score
80
Carrot Score
Higher than 50% of U.S. banks and credit unions
#12 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About St. Pius Federal Credit Union
Founded in 1967, St. Pius X Church Federal Credit Union is headquartered in Rochester, New York.
The credit union serves its members in the Rochester, New York area with financial products and access to shared branching.
- Headquarters
- 2998 Chili Ave, Rochester, NY 14624-4537
- NCUA charter
- 18090
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of affiliated churches, parishes, religious orders, and faith-based community groups are eligible to join.
Military, government and schools
- Members of Aquinas Institute are eligible to join.
- Members of Hope Hall are eligible to join.
- Members of Nazareth Elementary are eligible to join.
- Members of Robert Wesleyan College and North Eastern Seminary are eligible to join.
- Members of St. John’s The Evangelist Church and School are eligible to join.
4 more ways to join
Military, government and schools
- Members of St. Lawrence School are eligible to join.
- Members of St. Pius X Church & Schools are eligible to join.
- Members of St. Rita’s Church & School are eligible to join.
Family and household
- Family members of current SPXFCU members are eligible for membership.
Branches
1 branch in New York
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New York
1 branch
- St. Pius X FCUMain office2998 Chili Ave, Rochester, NY 14624Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.54% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.35% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio9.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.54%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.35%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of St. Pius Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.